Southern First Bancshares, Inc.
SFST
Rank in Stocks
#11329
Southern First Bancshares, Inc. acts as the parent organization for Southern... Southern First Bancshares, Inc. acts as the parent organization for Southern First Bank, providing a comprehensive range of banking and financial services to individuals and businesses in South Carolina, North Carolina, and Georgia. Its operations are structured into three primary divisions: Commercial and Retail Banking, Mortgage Banking, and Corporate Operations. The institution accepts various deposit products, including standard and commercial checking accounts, savings accounts, money market accounts, and long-term certificates of deposit. Its diverse loan offerings encompass commercial and construction real estate, business financing for sectors such as manufacturing, service, and professional services, alongside consumer real estate and home equity loans. Furthermore, it extends other consumer credit options like secured and unsecured installment loans and revolving lines of credit. Complementary services include online and mobile banking, cash management, safe deposit boxes, direct deposit, automated drafts, and bill payment. The company operates eight retail branches in South Carolina (Greenville, Charleston, and Columbia), three in North Carolina (Raleigh, Greensboro, and Charlotte areas), and one in Atlanta, Georgia. Founded in 1999, Southern First Bancshares, Inc. is based in Greenville, South Carolina.
Share Price
$60.82
Last synced: 2026-11-09
Market Cap
$577.24M
Change (1 day)
2.62%
Change (1 year)
25.48%
Country
Stock data: Financial Modeling PrepΒ·Updated Β·Not investment adviceΒ·How we calculate this
Trade Southern First Bancshares, Inc. (SFST)
Category
Financial Services
Operating Margin for Southern First Bancshares, Inc. (SFST)
Operating Margin as of November 2026 TTM: 25.66%
According to Southern First Bancshares, Inc.'s latest financial reports, its current operating margin (TTM) is 25.66%. At the end of 2025 the company had an operating margin of 17.63%.
Operating Margin history for Southern First Bancshares, Inc. from 2000 to 2026
Operating Margin at the end of each year
| Year | Operating Margin | Change |
|---|---|---|
| 2026 (TTM) | 25.66% | 45.55% |
| 2025 | 17.63% | 88.96% |
| 2024 | 9.33% | 0.32% |
| 2023 | 9.30% | -68.85% |
| 2022 | 29.86% | -45.86% |
| 2021 | 55.15% | 182.82% |
| 2020 | 19.50% | -43.56% |
| 2019 | 34.55% | -0.40% |
| 2018 | 34.69% | 3.43% |
| 2017 | 33.54% | 2.16% |
| 2016 | 32.83% | 15.07% |
| 2015 | 28.53% | 33.94% |
| 2014 | 21.30% | 12.82% |
| 2013 | 18.88% | 27.48% |
| 2012 | 14.81% | 92.34% |
| 2011 | 7.70% | 174.02% |
| 2010 | 2.81% | -39.44% |
| 2009 | 4.64% | -21.89% |
| 2008 | 5.94% | -52.29% |
| 2007 | 12.45% | -33.81% |
| 2006 | 18.81% | 4.33% |
| 2005 | 18.03% | -18.19% |
| 2004 | 22.04% | 37.75% |
| 2003 | 16.00% | 0.00% |
| 2002 | 0.00% | -100.00% |
| 2001 | -2.14% | -90.19% |
| 2000 | -21.82% | 0.00% |
Operating Margin for similar companies or competitors
| Company | Operating Margin | Operating Margin Difference | Country |
|---|---|---|---|
| 54.30% | -97.88% |
CN
|
|
| 57.52% | -97.76% |
IT
|
|
| 21.82% | -99.15% |
IN
|
|
| 26.74% | -98.96% |
IN
|
|
| 20.55% | -99.20% |
JP
|
What is a company's Operating Margin?
The operating margin is a key indicator to assess the profitability of a company. Higher operating margins are generaly better as they show that a company is able to sell its products or services for much more than their production costs. The operating margin is calculated by dividing a company's earnings by its revenue.
Questions about Southern First Bancshares, Inc.'s operating margin
What is Southern First Bancshares, Inc.'s operating margin?
Southern First Bancshares, Inc.'s operating margin is 25.66%, as of Nov 2026.
What was Southern First Bancshares, Inc.'s operating margin in 2025?
In 2025, Southern First Bancshares, Inc.'s operating margin was 17.63%, compared with 9.33% in 2024.
How has Southern First Bancshares, Inc.'s operating margin changed since 2020?
From 2020 to 2025, Southern First Bancshares, Inc.'s operating margin was highest in 2021 (55.15%) and lowest in 2023 (9.30%).
How does Southern First Bancshares, Inc.'s operating margin compare with similar companies?
Southern First Bancshares, Inc.'s operating margin (25.66%) is higher than that of 2 of the 5 similar companies listed above. The highest among them is UniCredit S.p.A., with 57.52%.