Southern BancShares (N.C.), Inc.
SBNC
Rank in Stocks
#8550
Southern BancShares (N.C.), Inc., operating primarily through its subsidiary... Southern BancShares (N.C.), Inc., operating primarily through its subsidiary Southern Bank and Trust Company, delivers a comprehensive suite of commercial banking services. These offerings are available to both individual consumers and business clients throughout North Carolina and Virginia. The institution provides a variety of deposit accounts, including checking, savings, money market, individual retirement accounts (IRAs), and certificates of deposit (CDs). For personal financing, the bank extends numerous loan options such as cash reserve lines, vehicle leases, home equity lines of credit, credit cards, and automotive loans, in addition to a full range of mortgage products. Businesses can access a robust portfolio of lending solutions, which includes specialized business leases, "reserve plus" financing, merchant accounts, business credit cards, as well as loans for construction, commercial projects, and agricultural ventures. Beyond core banking, Southern BancShares offers a wide array of supplementary services. These encompass treasury management, convenient online and mobile banking platforms, night deposit facilities, cashier's checks, investment and brokerage services, ATM/Visa debit cards, cell phone protection plans, secure wire transfers, and safe deposit box rentals. The company maintains a significant presence with approximately 60 branch locations spread across North Carolina and Virginia. Founded in 1901, Southern BancShares (N.C.), Inc. is headquartered in Mount Olive, North Carolina.
Share Price
$13,500.00
Last synced: 2026-11-09
Market Cap
$1.03B
Change (1 day)
1.89%
Change (1 year)
35.00%
Country
Stock data: Financial Modeling PrepΒ·Updated Β·Not investment adviceΒ·How we calculate this
Trade Southern BancShares (N.C.), Inc. (SBNC)
Category
Financial Services
Operating Margin for Southern BancShares (N.C.), Inc. (SBNC)
Operating Margin as of November 2026 TTM: 37.41%
According to Southern BancShares (N.C.), Inc.'s latest financial reports, its current operating margin (TTM) is 37.41%. At the end of 2025 the company had an operating margin of 33.33%.
Operating Margin history for Southern BancShares (N.C.), Inc. from 2000 to 2026
Operating Margin at the end of each year
| Year | Operating Margin | Change |
|---|---|---|
| 2026 (TTM) | 37.41% | 12.24% |
| 2025 | 33.33% | -37.50% |
| 2024 | 53.33% | -17.66% |
| 2023 | 64.77% | 121.59% |
| 2022 | 29.23% | -47.23% |
| 2021 | 55.39% | 57.27% |
| 2020 | 35.22% | -27.83% |
| 2019 | 48.80% | 36.47% |
| 2018 | 35.76% | 1.25% |
| 2017 | 35.32% | 23.89% |
| 2016 | 28.51% | 49.74% |
| 2015 | 19.04% | 22.29% |
| 2014 | 15.57% | -9.90% |
| 2013 | 17.28% | -28.80% |
| 2012 | 24.27% | -69.85% |
| 2004 | 80.50% | -1.55% |
| 2003 | 81.77% | -2.08% |
| 2002 | 83.51% | 0.10% |
| 2001 | 83.43% | 872.38% |
| 2000 | 8.58% | 0.00% |
Operating Margin for similar companies or competitors
| Company | Operating Margin | Operating Margin Difference | Country |
|---|---|---|---|
| 54.30% | -98.55% |
CN
|
|
| 57.52% | -98.46% |
IT
|
|
| 21.82% | -99.42% |
IN
|
|
| 26.74% | -99.29% |
IN
|
|
| 20.55% | -99.45% |
JP
|
What is a company's Operating Margin?
The operating margin is a key indicator to assess the profitability of a company. Higher operating margins are generaly better as they show that a company is able to sell its products or services for much more than their production costs. The operating margin is calculated by dividing a company's earnings by its revenue.
Questions about Southern BancShares (N.C.), Inc.'s operating margin
What is Southern BancShares (N.C.), Inc.'s operating margin?
Southern BancShares (N.C.), Inc.'s operating margin is 37.41%, as of Nov 2026.
What was Southern BancShares (N.C.), Inc.'s operating margin in 2025?
In 2025, Southern BancShares (N.C.), Inc.'s operating margin was 33.33%, compared with 53.33% in 2024.
How has Southern BancShares (N.C.), Inc.'s operating margin changed since 2020?
From 2020 to 2025, Southern BancShares (N.C.), Inc.'s operating margin was highest in 2023 (64.77%) and lowest in 2022 (29.23%).
How does Southern BancShares (N.C.), Inc.'s operating margin compare with similar companies?
Southern BancShares (N.C.), Inc.'s operating margin (37.41%) is higher than that of 3 of the 5 similar companies listed above. The highest among them is UniCredit S.p.A., with 57.52%.