SB Financial Group, Inc.
SBFG
Rank in Stocks
#17222
SB Financial Group, Inc., based in Defiance, Ohio, was established in 1983 and... SB Financial Group, Inc., based in Defiance, Ohio, was established in 1983 and rebranded from Rurban Financial Corp. in April 2013. The company delivers a comprehensive array of commercial banking and wealth management solutions to both individual and business clients throughout Ohio, Indiana, and Michigan. Its banking provisions include various deposit instruments such as checking, savings, money market accounts, and certificates of deposit. The firm also extends diverse lending options, covering commercial, consumer, agricultural, and home mortgage loans. Complementary services offered encompass automated teller machines, personal and corporate trust administration, commercial equipment leasing, credit cards, safe deposit facilities, online banking, specialized private client group offerings, and other customized financial products. Beyond its core banking operations, SB Financial Group provides extensive wealth management services. These feature asset management for individuals and corporate employee benefit plans, alongside brokerage capabilities. Additionally, the company markets insurance policies to both retail and commercial clientele. As of the end of 2021, SB Financial Group operated a network of 22 banking branches across multiple Ohio counties (Allen, Defiance, Franklin, Fulton, Hancock, Lucas, Paulding, Wood, and Williams), plus one banking center in Allen County, Indiana. Its strategic presence further included five loan production offices situated in Franklin and Lucas Counties, Ohio; Hamilton and Steuben Counties, Indiana; and Monroe County, Michigan.
Share Price
$28.25
Last synced: 2026-11-09
Market Cap
$176.45M
Change (1 day)
-0.63%
Change (1 year)
36.01%
Country
Stock data: Financial Modeling PrepΒ·Updated Β·Not investment adviceΒ·How we calculate this
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Category
Financial Services
Operating Margin for SB Financial Group, Inc. (SBFG)
Operating Margin as of November 2026 TTM: 21.20%
According to SB Financial Group, Inc.'s latest financial reports, its current operating margin (TTM) is 21.20%. At the end of 2025 the company had an operating margin of 18.96%.
Operating Margin history for SB Financial Group, Inc. from 2000 to 2026
Operating Margin at the end of each year
| Year | Operating Margin | Change |
|---|---|---|
| 2026 (TTM) | 21.20% | 11.81% |
| 2025 | 18.96% | 11.33% |
| 2024 | 17.03% | -12.22% |
| 2023 | 19.40% | -20.46% |
| 2022 | 24.39% | -22.08% |
| 2021 | 31.30% | 23.47% |
| 2020 | 25.35% | 8.15% |
| 2019 | 23.44% | -8.97% |
| 2018 | 25.75% | -6.09% |
| 2017 | 27.42% | -0.22% |
| 2016 | 27.48% | 3.78% |
| 2015 | 26.48% | 34.21% |
| 2014 | 19.73% | 3.03% |
| 2013 | 19.15% | 16.34% |
| 2012 | 16.46% | 193.40% |
| 2011 | 5.61% | -112.78% |
| 2010 | -43.90% | 9,655.56% |
| 2009 | -0.45% | -103.71% |
| 2008 | 12.12% | 61.60% |
| 2007 | 7.50% | 10.62% |
| 2006 | 6.78% | 256.84% |
| 2005 | 1.90% | -81.50% |
| 2004 | 10.27% | -65.53% |
| 2003 | 29.79% | -190.85% |
| 2002 | -32.79% | -835.20% |
| 2001 | 4.46% | -65.93% |
| 2000 | 13.09% | 0.00% |
Operating Margin for similar companies or competitors
| Company | Operating Margin | Operating Margin Difference | Country |
|---|---|---|---|
| 54.30% | -97.44% |
CN
|
|
| 57.52% | -97.29% |
IT
|
|
| 21.82% | -98.97% |
IN
|
|
| 26.74% | -98.74% |
IN
|
|
| 20.55% | -99.03% |
JP
|
What is a company's Operating Margin?
The operating margin is a key indicator to assess the profitability of a company. Higher operating margins are generaly better as they show that a company is able to sell its products or services for much more than their production costs. The operating margin is calculated by dividing a company's earnings by its revenue.
Questions about SB Financial Group, Inc.'s operating margin
What is SB Financial Group, Inc.'s operating margin?
SB Financial Group, Inc.'s operating margin is 21.20%, as of Nov 2026.
What was SB Financial Group, Inc.'s operating margin in 2025?
In 2025, SB Financial Group, Inc.'s operating margin was 18.96%, compared with 17.03% in 2024.
How has SB Financial Group, Inc.'s operating margin changed since 2020?
From 2020 to 2025, SB Financial Group, Inc.'s operating margin was highest in 2021 (31.30%) and lowest in 2024 (17.03%).
How does SB Financial Group, Inc.'s operating margin compare with similar companies?
SB Financial Group, Inc.'s operating margin (21.20%) is higher than that of 1 of the 5 similar companies listed above. The highest among them is UniCredit S.p.A., with 57.52%.