River Valley Community Bancorp
RVCB
Rank in Stocks
#20795
River Valley Community Bancorp, operating through its subsidiary, River Valley... River Valley Community Bancorp, operating through its subsidiary, River Valley Community Bank, delivers a comprehensive array of financial products and services across the United States. Established in 2006 and headquartered in Yuba City, California, the institution primarily serves small and mid-sized businesses, alongside individual professionals. Its deposit offerings encompass personal and business checking accounts, savings accounts, certificates of deposit, and Individual Retirement Accounts (IRAs). The bank provides a diverse portfolio of lending solutions, including consumer term loans, consumer construction loans, residential real estate mortgages, home equity lines of credit, and specialized financing for professional practices. Commercial lending extends to agricultural real estate, land development, construction projects, and general commercial real estate, complemented by commercial lines of credit and agricultural operating loans. Additionally, River Valley Community Bank issues various cards such as debit, credit, travel money, and gift cards. Its digital services are robust, featuring online banking, bill payment, ACH origination, electronic statements, remote deposit capture, and mobile banking. For businesses, it offers merchant card processing and payroll services. Further conveniences include cashier's checks, ATM access, drive-up teller windows, safe deposit boxes, notary services, night depositories, overdraft protection, direct deposit, and wire transfers. The bank maintains physical branches in Yuba City, Grass Valley, Auburn, and Marysville, all located within California.
Share Price
$25.00
Last synced: 2026-11-09
Market Cap
$78.44M
Change (1 day)
2.04%
Change (1 year)
0.85%
Country
Stock data: Financial Modeling PrepΒ·Updated Β·Not investment adviceΒ·How we calculate this
Trade River Valley Community Bancorp (RVCB)
Category
Financial Services
Operating Margin for River Valley Community Bancorp (RVCB)
Operating Margin as of November 2026 TTM: 18.01%
According to River Valley Community Bancorp's latest financial reports, its current operating margin (TTM) is 18.01%. At the end of 2025 the company had an operating margin of 19.50%.
Operating Margin history for River Valley Community Bancorp from 2014 to 2026
Operating Margin at the end of each year
| Year | Operating Margin | Change |
|---|---|---|
| 2026 (TTM) | 18.01% | -7.64% |
| 2025 | 19.50% | -10.76% |
| 2024 | 21.85% | -31.48% |
| 2023 | 31.89% | -31.11% |
| 2022 | 46.29% | 9.56% |
| 2021 | 42.25% | 2.15% |
| 2020 | 41.36% | 22.69% |
| 2019 | 33.71% | -9.65% |
| 2018 | 37.31% | -11.42% |
| 2017 | 42.12% | 14.83% |
| 2016 | 36.68% | -1.79% |
| 2015 | 37.35% | 35.47% |
| 2014 | 27.57% | 0.00% |
Operating Margin for similar companies or competitors
| Company | Operating Margin | Operating Margin Difference | Country |
|---|---|---|---|
| 54.30% | -96.99% |
CN
|
|
| 57.52% | -96.81% |
IT
|
|
| 21.82% | -98.79% |
IN
|
|
| 26.74% | -98.52% |
IN
|
|
| 20.55% | -98.86% |
JP
|
What is a company's Operating Margin?
The operating margin is a key indicator to assess the profitability of a company. Higher operating margins are generaly better as they show that a company is able to sell its products or services for much more than their production costs. The operating margin is calculated by dividing a company's earnings by its revenue.
Questions about River Valley Community Bancorp's operating margin
What is River Valley Community Bancorp's operating margin?
River Valley Community Bancorp's operating margin is 18.01%, as of Nov 2026.
What was River Valley Community Bancorp's operating margin in 2025?
In 2025, River Valley Community Bancorp's operating margin was 19.50%, compared with 21.85% in 2024.
How has River Valley Community Bancorp's operating margin changed since 2020?
From 2020 to 2025, River Valley Community Bancorp's operating margin was highest in 2022 (46.29%) and lowest in 2025 (19.50%).
How does River Valley Community Bancorp's operating margin compare with similar companies?
River Valley Community Bancorp's operating margin (18.01%) is lower than that of all 5 similar companies listed above. The highest among them is UniCredit S.p.A., with 57.52%.