River City Bank River City Bank

River City Bank

RCBC

Rank in Stocks #9501
River City Bank, together with its subsidiaries, provides various banking... River City Bank, together with its subsidiaries, provides various banking products and services. The company offers checking, savings, and term certificate accounts. It also provides personal, consumer, commercial real estate, commercial, commercial, agriculture, and residential mortgage loans; and home equity lines of credit. In addition, the company offers cash management services; lockbox, integrated payables, clean energy financing and solutions, and premier banking services; debit and credit cards; and online and mobile banking services. The company serves agribusiness, construction, healthcare, manufacturing and distribution, nonprofits, professional services, property management, and representative payee industries. The company was formerly known as RCB Corporation and changed its name to River City Banki in November 2010. River City Bank was incorporated in 1963 and is headquartered in Sacramento, California.
Share Price
$59.00
Last synced: 2026-11-09
Market Cap
$837.78M
Change (1 day)
0.73%
Change (1 year)
51.09%
Country

Stock data: Financial Modeling PrepΒ·Updated Β·Not investment adviceΒ·How we calculate this

Category

Financial Services
Operating Margin for River City Bank (RCBC)
Operating Margin as of November 2026 TTM: 36.73%
According to River City Bank's latest financial reports, its current operating margin (TTM) is 36.73%. At the end of 2025 the company had an operating margin of 33.72%.
Operating Margin history for River City Bank from 2001 to 2026
Operating Margin at the end of each year
Year Operating Margin Change
2026 (TTM) 36.73% 8.93%
2025 33.72% -53.24%
2024 72.11% 2.47%
2023 70.37% 5.00%
2022 67.02% 23.43%
2021 54.30% -19.11%
2020 67.13% 30.68%
2019 51.37% -16.50%
2018 61.52% 5.31%
2017 58.42% 0.76%
2016 57.98% 3.61%
2015 55.96% 1.51%
2014 55.13% 2.05%
2013 54.02% 33.32%
2012 40.52% 27.90%
2011 31.68% 136.07%
2010 13.42% -166.93%
2009 -20.05% 5.58%
2008 -18.99% -255.02%
2007 12.25% 0.00%
2006 0.00% -100.00%
2005 -96.50% -173.84%
2004 130.69% 28.59%
2003 101.63% -28.98%
2002 143.11% -18.66%
2001 175.95% 0.00%
Operating Margin for similar companies or competitors
Company Operating Margin Operating Margin Difference Country
54.30% -98.52%
CN
57.52% -98.43%
IT
21.82% -99.41%
IN
26.74% -99.27%
IN
20.55% -99.44%
JP
What is a company's Operating Margin?
The operating margin is a key indicator to assess the profitability of a company. Higher operating margins are generaly better as they show that a company is able to sell its products or services for much more than their production costs. The operating margin is calculated by dividing a company's earnings by its revenue.

Questions about River City Bank's operating margin

What is River City Bank's operating margin?

River City Bank's operating margin is 36.73%, as of Nov 2026.

What was River City Bank's operating margin in 2025?

In 2025, River City Bank's operating margin was 33.72%, compared with 72.11% in 2024.

How has River City Bank's operating margin changed since 2020?

From 2020 to 2025, River City Bank's operating margin was highest in 2024 (72.11%) and lowest in 2025 (33.72%).

How does River City Bank's operating margin compare with similar companies?

River City Bank's operating margin (36.73%) is higher than that of 3 of the 5 similar companies listed above. The highest among them is UniCredit S.p.A., with 57.52%.