Qfin Holdings, Inc.
QFIN
Rank in Stocks
#10194
Qifu Technology, Inc. (QFIN), known as 360 DigiTech, Inc. until its rebranding... Qifu Technology, Inc. (QFIN), known as 360 DigiTech, Inc. until its rebranding in March 2023, is a credit technology firm based in the People's Republic of China. Through its 360 Jietiao platform, the company facilitates credit-driven services by connecting borrowers with financial institutions. Its comprehensive offerings cover the entire lending lifecycle, including identifying and acquiring customers, performing initial and advanced credit screenings, conducting sophisticated risk assessments, evaluating creditworthiness, matching funds, and providing ongoing post-facilitation support. Additionally, Qifu Technology furnishes its financial partners with platform services, utilizing an intelligent credit engine, referral systems, and risk management software-as-a-service (SaaS) to streamline loan origination and subsequent management. The company specializes in various loan types, such as e-commerce, enterprise, and invoice loans, catering particularly to the needs of small and micro-enterprise owners. Serving a broad clientele that includes financial institutions, individual consumers, and SMEs, Qifu Technology was founded in 2016 and maintains its headquarters in Shanghai, China.
Share Price
$5.61
Last synced: 2026-11-09
Market Cap
$730.34M
Change (1 day)
0.54%
Change (1 year)
-75.86%
Country
Stock data: Financial Modeling PrepΒ·Updated Β·Not investment adviceΒ·How we calculate this
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Category
Financial Services
Operating Margin for Qfin Holdings, Inc. (QFIN)
Operating Margin as of October 2026 TTM: 31.70%
According to Qfin Holdings, Inc.'s latest financial reports, its current operating margin (TTM) is 31.70%. At the end of 2025 the company had an operating margin of 45.87%.
Operating Margin history for Qfin Holdings, Inc. from 2016 to 2026
Operating Margin at the end of each year
| Year | Operating Margin | Change |
|---|---|---|
| 2026 (TTM) | 31.70% | -30.89% |
| 2025 | 45.87% | 4.58% |
| 2024 | 43.86% | 47.08% |
| 2023 | 29.82% | 10.36% |
| 2022 | 27.02% | -33.76% |
| 2021 | 40.79% | 45.99% |
| 2020 | 27.94% | -32.46% |
| 2019 | 41.37% | -7.16% |
| 2018 | 44.56% | 36.86% |
| 2017 | 32.56% | -101.88% |
| 2016 | -1,727.56% | 0.00% |
Operating Margin for similar companies or competitors
| Company | Operating Margin | Operating Margin Difference | Country |
|---|---|---|---|
| 61.24% | -98.07% |
US
|
|
| 58.76% | -98.15% |
US
|
|
| 27.55% | -99.13% |
US
|
|
| 21.12% | -99.33% |
US
|
|
| 39.84% | -98.74% |
IN
|
What is a company's Operating Margin?
The operating margin is a key indicator to assess the profitability of a company. Higher operating margins are generaly better as they show that a company is able to sell its products or services for much more than their production costs. The operating margin is calculated by dividing a company's earnings by its revenue.
Questions about Qfin Holdings, Inc.'s operating margin
What is Qfin Holdings, Inc.'s operating margin?
Qfin Holdings, Inc.'s operating margin is 31.70%, as of Oct 2026.
What was Qfin Holdings, Inc.'s operating margin in 2025?
In 2025, Qfin Holdings, Inc.'s operating margin was 45.87%, compared with 43.86% in 2024.
How has Qfin Holdings, Inc.'s operating margin changed since 2020?
From 2020 to 2025, Qfin Holdings, Inc.'s operating margin was highest in 2025 (45.87%) and lowest in 2022 (27.02%).
How does Qfin Holdings, Inc.'s operating margin compare with similar companies?
Qfin Holdings, Inc.'s operating margin (31.70%) is higher than that of 2 of the 5 similar companies listed above. The highest among them is Visa Inc., with 61.24%.