PRA Group, Inc.
PRAA
Rank in Stocks
#12324
PRA Group, Inc., a financial and business services enterprise, specializes in... PRA Group, Inc., a financial and business services enterprise, specializes in the acquisition, management, and recovery of defaulted loan portfolios. Its operations span the Americas, Australia, and Europe. The company primarily procures overdue financial obligations from individuals, which were initially extended by various credit originators like banks, consumer and retail finance firms, and automotive lenders. The types of non-performing assets it acquires are diverse, encompassing balances from Visa, MasterCard, private label, and other credit cards, as well as installment loans, lines of credit, deficiency balances, legal judgments, and trade payables. These assets are sourced from a broad spectrum of entities, including banks, credit unions, retailers, utilities, and other financial institutions. Furthermore, PRA Group offers fee-based services, such as facilitating recoveries from class action claims and servicing consumer bankruptcy accounts. The company, which was established in 1996, changed its name from Portfolio Recovery Associates, Inc. to PRA Group, Inc. in October 2014. Its corporate headquarters are situated in Norfolk, Virginia.
Share Price
$12.71
Last synced: 2026-11-09
Market Cap
$478.51M
Change (1 day)
-1.63%
Change (1 year)
-20.36%
Country
Stock data: Financial Modeling PrepΒ·Updated Β·Not investment adviceΒ·How we calculate this
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Category
Financial Services
Operating Margin for PRA Group, Inc. (PRAA)
Operating Margin as of November 2026 TTM: 38.59%
According to PRA Group, Inc.'s latest financial reports, its current operating margin (TTM) is 38.59%. At the end of 2025 the company had an operating margin of 33.92%.
Operating Margin history for PRA Group, Inc. from 2000 to 2026
Operating Margin at the end of each year
| Year | Operating Margin | Change |
|---|---|---|
| 2026 (TTM) | 38.59% | 13.77% |
| 2025 | 33.92% | 12.21% |
| 2024 | 30.23% | 145.37% |
| 2023 | 12.32% | -58.34% |
| 2022 | 29.57% | -13.59% |
| 2021 | 34.22% | 4.27% |
| 2020 | 32.82% | 31.86% |
| 2019 | 24.89% | 17.96% |
| 2018 | 21.10% | -18.85% |
| 2017 | 26.00% | -1.55% |
| 2016 | 26.41% | -19.82% |
| 2015 | 32.94% | -15.17% |
| 2014 | 38.83% | -4.05% |
| 2013 | 40.47% | 11.03% |
| 2012 | 36.45% | -6.03% |
| 2011 | 38.79% | 11.34% |
| 2010 | 34.84% | 21.48% |
| 2009 | 28.68% | -10.99% |
| 2008 | 32.22% | -12.40% |
| 2007 | 36.78% | -3.49% |
| 2006 | 38.11% | -4.63% |
| 2005 | 39.96% | -93.44% |
| 2004 | 609.55% | 1,403.58% |
| 2003 | 40.54% | 8.05% |
| 2002 | 37.52% | 38.40% |
| 2001 | 27.11% | 21.73% |
| 2000 | 22.27% | 0.00% |
Operating Margin for similar companies or competitors
| Company | Operating Margin | Operating Margin Difference | Country |
|---|---|---|---|
| 61.24% | -98.41% |
US
|
|
| 58.76% | -98.48% |
US
|
|
| 27.55% | -99.29% |
US
|
|
| 21.12% | -99.45% |
US
|
|
| 39.84% | -98.97% |
IN
|
What is a company's Operating Margin?
The operating margin is a key indicator to assess the profitability of a company. Higher operating margins are generaly better as they show that a company is able to sell its products or services for much more than their production costs. The operating margin is calculated by dividing a company's earnings by its revenue.
Questions about PRA Group, Inc.'s operating margin
What is PRA Group, Inc.'s operating margin?
PRA Group, Inc.'s operating margin is 38.59%, as of Nov 2026.
What was PRA Group, Inc.'s operating margin in 2025?
In 2025, PRA Group, Inc.'s operating margin was 33.92%, compared with 30.23% in 2024.
How has PRA Group, Inc.'s operating margin changed since 2020?
From 2020 to 2025, PRA Group, Inc.'s operating margin was highest in 2021 (34.22%) and lowest in 2023 (12.32%).
How does PRA Group, Inc.'s operating margin compare with similar companies?
PRA Group, Inc.'s operating margin (38.59%) is higher than that of 2 of the 5 similar companies listed above. The highest among them is Visa Inc., with 61.24%.