Pepper Money Limited
PPM
Rank in Stocks
#11505
Pepper Money Limited, an Australian non-bank financial institution established... Pepper Money Limited, an Australian non-bank financial institution established in 2000 and headquartered in North Sydney, serves clients in both Australia and New Zealand. It primarily operates as a lender within the mortgage and asset finance sectors. The company's activities are structured into three main divisions. Its Mortgages division extends financing for residential properties and smaller commercial real estate projects. Through its Asset Finance segment, Pepper Money provides funding for a wide range of assets to both individual consumers and commercial enterprises. Furthermore, the Loan and Other Servicing division offers independent management services for various loans, including mortgages and personal loans, as well as handling broker administration. The entity was formerly known as Pepper Group Pty Limited.
Share Price
$1.24
Last synced: 2026-11-10
Market Cap
$556.79M
Change (1 day)
-0.14%
Change (1 year)
-21.69%
Country
Stock data: Financial Modeling PrepΒ·Updated Β·Not investment adviceΒ·How we calculate this
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Category
Financial Services
Operating Margin for Pepper Money Limited (PPM)
Operating Margin as of November 2026 TTM: 75.47%
According to Pepper Money Limited's latest financial reports, its current operating margin (TTM) is 75.47%. At the end of 2025 the company had an operating margin of 76.50%.
Operating Margin history for Pepper Money Limited from 2012 to 2026
Operating Margin at the end of each year
| Year | Operating Margin | Change |
|---|---|---|
| 2026 (TTM) | 75.47% | -1.35% |
| 2025 | 76.50% | -4.91% |
| 2024 | 80.45% | 0.55% |
| 2023 | 80.01% | 8.90% |
| 2022 | 73.47% | 8.84% |
| 2021 | 67.50% | 2.06% |
| 2020 | 66.14% | 34.16% |
| 2019 | 49.30% | 13.05% |
| 2018 | 43.61% | 279.22% |
| 2017 | 11.50% | -39.41% |
| 2016 | 18.98% | 690.83% |
| 2015 | 2.40% | -89.27% |
| 2014 | 22.37% | -22.86% |
| 2013 | 29.00% | -25.24% |
| 2012 | 38.79% | 0.00% |
Operating Margin for similar companies or competitors
| Company | Operating Margin | Operating Margin Difference | Country |
|---|---|---|---|
| 61.24% | -99.19% |
US
|
|
| 58.76% | -99.22% |
US
|
|
| 27.55% | -99.63% |
US
|
|
| 21.12% | -99.72% |
US
|
|
| 39.84% | -99.47% |
IN
|
What is a company's Operating Margin?
The operating margin is a key indicator to assess the profitability of a company. Higher operating margins are generaly better as they show that a company is able to sell its products or services for much more than their production costs. The operating margin is calculated by dividing a company's earnings by its revenue.
Questions about Pepper Money Limited's operating margin
What is Pepper Money Limited's operating margin?
Pepper Money Limited's operating margin is 75.47%, as of Nov 2026.
What was Pepper Money Limited's operating margin in 2025?
In 2025, Pepper Money Limited's operating margin was 76.50%, compared with 80.45% in 2024.
How has Pepper Money Limited's operating margin changed since 2020?
From 2020 to 2025, Pepper Money Limited's operating margin was highest in 2024 (80.45%) and lowest in 2020 (66.14%).
How does Pepper Money Limited's operating margin compare with similar companies?
Pepper Money Limited's operating margin (75.47%) is higher than that of all 5 similar companies listed above. The highest among them is Visa Inc., with 61.24%.