Patriot National Bancorp, Inc.
PNBK
Rank in Stocks
#19512
Patriot National Bancorp, Inc. functions as the parent company for Patriot... Patriot National Bancorp, Inc. functions as the parent company for Patriot Bank, N.A., providing a full spectrum of community banking solutions. Its services cater to individuals, small and medium-sized businesses, and professionals. The bank offers a diverse range of deposit products, including standard checking accounts, interest-bearing negotiable order of withdrawal (NOW) accounts, money market accounts, savings accounts, and prepaid deposit accounts. Specialized options like online national money market accounts, individual retirement accounts (IRAs), and health savings accounts (HSAs) are also available, alongside certificate of deposit account registry service (CDARS). In terms of lending, Patriot National Bancorp's portfolio comprises commercial real estate loans, business loans (including Small Business Administration-backed options), construction financing, purchased residential real estate mortgages, and various consumer loan products. Beyond core banking, the company facilitates automated clearing house (ACH) transfers, lockbox services, comprehensive internet banking with bill payment capabilities, remote deposit capture, debit cards, money orders, traveler's checks, and automated teller machine (ATM) access. The company operates nine physical branches: eight are located across Fairfield and New Haven Counties in Connecticut, with an additional branch in Westchester County, New York. Founded in 1994, Patriot National Bancorp, Inc. is headquartered in Stamford, Connecticut.
Share Price
$0.8775
Last synced: 2026-11-09
Market Cap
$104.20M
Change (1 day)
4.45%
Change (1 year)
-18.75%
Country
Stock data: Financial Modeling PrepΒ·Updated Β·Not investment adviceΒ·How we calculate this
Trade Patriot National Bancorp, Inc. (PNBK)
Category
Financial Services
Operating Margin for Patriot National Bancorp, Inc. (PNBK)
Operating Margin as of November 2026 TTM: -8.72%
According to Patriot National Bancorp, Inc.'s latest financial reports, its current operating margin (TTM) is -8.72%. At the end of 2025 the company had an operating margin of -21.75%.
Operating Margin history for Patriot National Bancorp, Inc. from 2000 to 2026
Operating Margin at the end of each year
| Year | Operating Margin | Change |
|---|---|---|
| 2026 (TTM) | -8.72% | -59.91% |
| 2025 | -21.75% | -18.17% |
| 2024 | -26.58% | 205.17% |
| 2023 | -8.71% | -153.21% |
| 2022 | 16.37% | 19.66% |
| 2021 | 13.68% | -230.66% |
| 2020 | -10.47% | 29.58% |
| 2019 | -8.08% | -182.87% |
| 2018 | 9.75% | -52.46% |
| 2017 | 20.51% | 75.90% |
| 2016 | 11.66% | -15.93% |
| 2015 | 13.87% | 220.32% |
| 2014 | 4.33% | -113.51% |
| 2013 | -32.04% | 1,595.24% |
| 2012 | -1.89% | -96.15% |
| 2011 | -49.12% | 21.92% |
| 2010 | -40.29% | -14.62% |
| 2009 | -47.19% | 172.46% |
| 2008 | -17.32% | -322.34% |
| 2007 | 7.79% | -14.58% |
| 2006 | 9.12% | 9.48% |
| 2005 | 8.33% | 14.27% |
| 2004 | 7.29% | -34.15% |
| 2003 | 11.07% | 10.59% |
| 2002 | 10.01% | 19.74% |
| 2001 | 8.36% | 8.15% |
| 2000 | 7.73% | 0.00% |
Operating Margin for similar companies or competitors
| Company | Operating Margin | Operating Margin Difference | Country |
|---|---|---|---|
| 54.30% | -106.23% |
CN
|
|
| 57.52% | -106.60% |
IT
|
|
| 21.82% | -102.50% |
IN
|
|
| 26.74% | -103.07% |
IN
|
|
| 20.55% | -102.36% |
JP
|
What is a company's Operating Margin?
The operating margin is a key indicator to assess the profitability of a company. Higher operating margins are generaly better as they show that a company is able to sell its products or services for much more than their production costs. The operating margin is calculated by dividing a company's earnings by its revenue.
Questions about Patriot National Bancorp, Inc.'s operating margin
What is Patriot National Bancorp, Inc.'s operating margin?
Patriot National Bancorp, Inc.'s operating margin is -8.72%, as of Nov 2026.
What was Patriot National Bancorp, Inc.'s operating margin in 2025?
In 2025, Patriot National Bancorp, Inc.'s operating margin was -21.75%, compared with -26.58% in 2024.
How has Patriot National Bancorp, Inc.'s operating margin changed since 2020?
From 2020 to 2025, Patriot National Bancorp, Inc.'s operating margin was highest in 2022 (16.37%) and lowest in 2024 (-26.58%).
How does Patriot National Bancorp, Inc.'s operating margin compare with similar companies?
Patriot National Bancorp, Inc.'s operating margin (-8.72%) is lower than that of all 5 similar companies listed above. The highest among them is UniCredit S.p.A., with 57.52%.