PFS Bancorp, Inc.
PFSB
Rank in Stocks
#24624
PFS Bancorp, Inc. functions as the holding company for Peru Federal Savings... PFS Bancorp, Inc. functions as the holding company for Peru Federal Savings Bank, a federally chartered mutual savings institution. This entity delivers a broad array of banking and financial solutions to individual consumers and corporate clients across the United States. Its deposit products include various account types such as checking, savings, individual retirement accounts (IRAs), and certificates of deposit (CDs). Additionally, it offers non-interest-bearing demand accounts, NOW savings accounts, money market accounts, and time deposits. Regarding lending, the bank provides diverse credit facilities, encompassing one-to-four family residential mortgages, multi-family and commercial real estate loans, agricultural real estate financing, and construction and land development loans. It further extends commercial and consumer loans, along with home equity loans and lines of credit. Beyond these core services, the company facilitates electronic banking through mobile and online platforms, bill payment features, and electronic funds transfers via Zelle. The institution also allocates capital to securities investments. PFS Bancorp, Inc. was established in 1887 and its main operations are based in Peru, Illinois.
Share Price
$20.40
Last synced: 2026-11-09
Market Cap
$31.54M
Change (1 day)
0.15%
Change (1 year)
55.13%
Country
Stock data: Financial Modeling PrepΒ·Updated Β·Not investment adviceΒ·How we calculate this
Trade PFS Bancorp, Inc. (PFSB)
Category
Financial Services
Operating Margin for PFS Bancorp, Inc. (PFSB)
Operating Margin as of November 2026 TTM: -4.58%
According to PFS Bancorp, Inc.'s latest financial reports, its current operating margin (TTM) is -4.58%. At the end of 2025 the company had an operating margin of 0.00%.
Operating Margin history for PFS Bancorp, Inc. from 2022 to 2026
Operating Margin at the end of each year
| Year | Operating Margin | Change |
|---|---|---|
| 2026 (TTM) | -4.58% | 0.00% |
| 2025 | 0.00% | -100.00% |
| 2024 | 12.44% | -28.05% |
| 2023 | 17.29% | -6.84% |
| 2022 | 18.56% | 0.00% |
Operating Margin for similar companies or competitors
| Company | Operating Margin | Operating Margin Difference | Country |
|---|---|---|---|
| 54.30% | -111.86% |
CN
|
|
| 57.52% | -112.56% |
IT
|
|
| 21.82% | -104.76% |
IN
|
|
| 26.74% | -105.84% |
IN
|
|
| 20.55% | -104.49% |
JP
|
What is a company's Operating Margin?
The operating margin is a key indicator to assess the profitability of a company. Higher operating margins are generaly better as they show that a company is able to sell its products or services for much more than their production costs. The operating margin is calculated by dividing a company's earnings by its revenue.
Questions about PFS Bancorp, Inc.'s operating margin
What is PFS Bancorp, Inc.'s operating margin?
PFS Bancorp, Inc.'s operating margin is -4.58%, as of Nov 2026.
What was PFS Bancorp, Inc.'s operating margin in 2025?
In 2025, PFS Bancorp, Inc.'s operating margin was 0.00%, compared with 12.44% in 2024.
How has PFS Bancorp, Inc.'s operating margin changed since 2022?
From 2022 to 2025, PFS Bancorp, Inc.'s operating margin was highest in 2022 (18.56%) and lowest in 2025 (0.00%).
How does PFS Bancorp, Inc.'s operating margin compare with similar companies?
PFS Bancorp, Inc.'s operating margin (-4.58%) is lower than that of all 5 similar companies listed above. The highest among them is UniCredit S.p.A., with 57.52%.