Peoples Bancorp of North Carolina, Inc.
PEBK
Rank in Stocks
#15987
Peoples Bancorp of North Carolina, Inc. functions as the holding company for... Peoples Bancorp of North Carolina, Inc. functions as the holding company for Peoples Bank, delivering a broad spectrum of financial products and services to individuals and small to medium-sized enterprises. Its deposit offerings encompass checking, savings, money market, and demand accounts, along with certificates of deposit (CDs) and time deposits. The bank also handles borrowed funds. For lending, Peoples Bank provides various credit options, including commercial real estate and general commercial loans, construction and land development financing, and agricultural loans. For personal needs, it extends single-family residential, standard residential mortgage, and Individual Taxpayer Identification Number (ITIN) mortgage loans. Beyond traditional banking, the company furnishes investment advisory services and a range of non-deposit investment instruments, such as stocks, bonds, mutual funds, and tax-deferred annuities, supported by brokerage services. It also handles real estate appraisal and brokerage. Furthermore, Peoples Bancorp operates an appraisal clearing-house for other community banks and manages, acquires, and sells real property and other assets obtained through debt collection. An insurance agency is also part of its service portfolio. As of year-end 2021, the company maintained a substantial presence across North Carolina, with 17 full-service banking branches in cities including Lincolnton, Newton, Denver, Catawba, Conover, Maiden, Claremont, Hiddenite, Hickory, Charlotte, Cornelius, Mooresville, Raleigh, and Cary. Additionally, it operates loan production offices in Charlotte, Denver, Salisbury, and Winston-Salem, North Carolina. Established in 1912, Peoples Bancorp of North Carolina, Inc. maintains its headquarters in Newton, North Carolina.
Share Price
$42.82
Last synced: 2026-11-09
Market Cap
$233.83M
Change (1 day)
3.79%
Change (1 year)
44.40%
Country
Stock data: Financial Modeling PrepΒ·Updated Β·Not investment adviceΒ·How we calculate this
Trade Peoples Bancorp of North Carolina, Inc. (PEBK)
Category
Financial Services
Operating Margin for Peoples Bancorp of North Carolina, Inc. (PEBK)
Operating Margin as of November 2026 TTM: 10.78%
According to Peoples Bancorp of North Carolina, Inc.'s latest financial reports, its current operating margin (TTM) is 10.78%. At the end of 2025 the company had an operating margin of 22.56%.
Operating Margin history for Peoples Bancorp of North Carolina, Inc. from 2000 to 2026
Operating Margin at the end of each year
| Year | Operating Margin | Change |
|---|---|---|
| 2026 (TTM) | 10.78% | -52.22% |
| 2025 | 22.56% | 5.42% |
| 2024 | 21.40% | -7.88% |
| 2023 | 23.23% | -19.06% |
| 2022 | 28.70% | -3.14% |
| 2021 | 29.63% | 38.20% |
| 2020 | 21.44% | -20.86% |
| 2019 | 27.09% | -2.66% |
| 2018 | 27.83% | 4.90% |
| 2017 | 26.53% | 18.97% |
| 2016 | 22.30% | -10.69% |
| 2015 | 24.97% | 9.52% |
| 2014 | 22.80% | 29.11% |
| 2013 | 17.66% | 23.93% |
| 2012 | 14.25% | 28.61% |
| 2011 | 11.08% | 273.06% |
| 2010 | 2.97% | -56.32% |
| 2009 | 6.80% | -52.68% |
| 2008 | 14.37% | -32.12% |
| 2007 | 21.17% | -7.07% |
| 2006 | 22.78% | 13.96% |
| 2005 | 19.99% | 26.92% |
| 2004 | 15.75% | 110.00% |
| 2003 | 7.50% | -37.19% |
| 2002 | 11.94% | -12.40% |
| 2001 | 13.63% | -23.30% |
| 2000 | 17.77% | 0.00% |
Operating Margin for similar companies or competitors
| Company | Operating Margin | Operating Margin Difference | Country |
|---|---|---|---|
| 54.30% | -94.96% |
CN
|
|
| 57.52% | -94.66% |
IT
|
|
| 21.82% | -97.98% |
IN
|
|
| 26.74% | -97.52% |
IN
|
|
| 20.55% | -98.09% |
JP
|
What is a company's Operating Margin?
The operating margin is a key indicator to assess the profitability of a company. Higher operating margins are generaly better as they show that a company is able to sell its products or services for much more than their production costs. The operating margin is calculated by dividing a company's earnings by its revenue.
Questions about Peoples Bancorp of North Carolina, Inc.'s operating margin
What is Peoples Bancorp of North Carolina, Inc.'s operating margin?
Peoples Bancorp of North Carolina, Inc.'s operating margin is 10.78%, as of Nov 2026.
What was Peoples Bancorp of North Carolina, Inc.'s operating margin in 2025?
In 2025, Peoples Bancorp of North Carolina, Inc.'s operating margin was 22.56%, compared with 21.40% in 2024.
How has Peoples Bancorp of North Carolina, Inc.'s operating margin changed since 2020?
From 2020 to 2025, Peoples Bancorp of North Carolina, Inc.'s operating margin was highest in 2021 (29.63%) and lowest in 2024 (21.40%).
How does Peoples Bancorp of North Carolina, Inc.'s operating margin compare with similar companies?
Peoples Bancorp of North Carolina, Inc.'s operating margin (10.78%) is lower than that of all 5 similar companies listed above. The highest among them is UniCredit S.p.A., with 57.52%.