Oak Valley Bancorp
OVLY
Rank in Stocks
#14935
Oak Valley Bancorp, functioning as the parent entity for Oak Valley Community... Oak Valley Bancorp, functioning as the parent entity for Oak Valley Community Bank, offers a comprehensive range of commercial banking services. These services are provided to both individual clients and small to mid-sized businesses, primarily operating within California's Central Valley and Eastern Sierras regions. The institution's financial products encompass various deposit options, including checking, savings, money market, health savings accounts (HSAs), individual retirement accounts (IRAs), and certificates of deposit (CDs). For its lending activities, the bank extends financing for commercial real estate, general business operations, trade activities, and also facilitates Small Business Administration (SBA) loans. On the consumer side, loan offerings include vehicle financing, home mortgages, revolving lines of credit, and diverse personal loan solutions. Beyond these core services, the company provides a suite of conveniences such as online and mobile banking, remote deposit capture, merchant services, night depository facilities, extended operating hours, wire transfers, and note collection, complemented by automated teller machines. As of December 31, 2021, Oak Valley Bancorp's operational footprint included seventeen full-service branch offices across various Californian cities, specifically Oakdale, Sonora, Bridgeport, Bishop, Mammoth Lakes, Modesto, Manteca, Patterson, Turlock, Tracy, Ripon, Stockton, Escalon, and Sacramento. Founded in 1990, the company's corporate headquarters are situated in Oakdale, California.
Share Price
$34.68
Last synced: 2026-11-09
Market Cap
$291.75M
Change (1 day)
1.05%
Change (1 year)
20.96%
Country
Stock data: Financial Modeling PrepΒ·Updated Β·Not investment adviceΒ·How we calculate this
Trade Oak Valley Bancorp (OVLY)
Category
Financial Services
Operating Margin for Oak Valley Bancorp (OVLY)
Operating Margin as of November 2026 TTM: 35.08%
According to Oak Valley Bancorp's latest financial reports, its current operating margin (TTM) is 35.08%. At the end of 2025 the company had an operating margin of 37.50%.
Operating Margin history for Oak Valley Bancorp from 2001 to 2026
Operating Margin at the end of each year
| Year | Operating Margin | Change |
|---|---|---|
| 2026 (TTM) | 35.08% | -6.45% |
| 2025 | 37.50% | 4.20% |
| 2024 | 35.99% | -22.05% |
| 2023 | 46.17% | 3.82% |
| 2022 | 44.47% | 13.30% |
| 2021 | 39.25% | 12.66% |
| 2020 | 34.84% | -0.51% |
| 2019 | 35.02% | 2.43% |
| 2018 | 34.19% | -7.52% |
| 2017 | 36.97% | 21.81% |
| 2016 | 30.35% | 31.33% |
| 2015 | 23.11% | -35.82% |
| 2014 | 36.01% | 18.92% |
| 2013 | 30.28% | 2.64% |
| 2012 | 29.50% | -3.44% |
| 2011 | 30.55% | 34.34% |
| 2010 | 22.74% | 229.57% |
| 2009 | 6.90% | -26.52% |
| 2008 | 9.39% | -48.94% |
| 2007 | 18.39% | -10.51% |
| 2006 | 20.55% | -27.26% |
| 2005 | 28.25% | -5.33% |
| 2004 | 29.84% | 15.39% |
| 2003 | 25.86% | 13.27% |
| 2002 | 22.83% | -1.72% |
| 2001 | 23.23% | 0.00% |
Operating Margin for similar companies or competitors
| Company | Operating Margin | Operating Margin Difference | Country |
|---|---|---|---|
| 54.30% | -98.45% |
CN
|
|
| 57.52% | -98.36% |
IT
|
|
| 21.82% | -99.38% |
IN
|
|
| 26.74% | -99.24% |
IN
|
|
| 20.55% | -99.41% |
JP
|
What is a company's Operating Margin?
The operating margin is a key indicator to assess the profitability of a company. Higher operating margins are generaly better as they show that a company is able to sell its products or services for much more than their production costs. The operating margin is calculated by dividing a company's earnings by its revenue.
Questions about Oak Valley Bancorp's operating margin
What is Oak Valley Bancorp's operating margin?
Oak Valley Bancorp's operating margin is 35.08%, as of Nov 2026.
What was Oak Valley Bancorp's operating margin in 2025?
In 2025, Oak Valley Bancorp's operating margin was 37.50%, compared with 35.99% in 2024.
How has Oak Valley Bancorp's operating margin changed since 2020?
From 2020 to 2025, Oak Valley Bancorp's operating margin was highest in 2023 (46.17%) and lowest in 2020 (34.84%).
How does Oak Valley Bancorp's operating margin compare with similar companies?
Oak Valley Bancorp's operating margin (35.08%) is higher than that of 3 of the 5 similar companies listed above. The highest among them is UniCredit S.p.A., with 57.52%.