Neptune Insurance Holdings Inc.
NP
Rank in Stocks
#5012
Neptune Insurance Holdings Inc. functions as a technology-driven managing... Neptune Insurance Holdings Inc. functions as a technology-driven managing general agent (MGA) specializing in flood insurance solutions. The company provides a range of offerings, including both primary and excess flood coverage for residential and commercial properties, as well as parametric earthquake policies. At its core, Neptune leverages advanced artificial intelligence and machine learning platforms, notably their "Triton" system for underwriting and "Poseidon" for policy management. Distribution of these products occurs through an extensive agency network. Importantly, Neptune does not assume underwriting risk or manage claims directly; these functions are instead handled by their partnering insurance and reinsurance carriers.
Share Price
$28.17
Last synced: 2026-11-09
Market Cap
$2.67B
Change (1 day)
0.93%
Change (1 year)
9.91%
Country
Stock data: Financial Modeling PrepΒ·Updated Β·Not investment adviceΒ·How we calculate this
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Category
Financial Services
Operating Margin for Neptune Insurance Holdings Inc. (NP)
Operating Margin as of November 2026 TTM: 41.45%
According to Neptune Insurance Holdings Inc.'s latest financial reports, its current operating margin (TTM) is 41.45%. At the end of 2025 the company had an operating margin of 50.06%.
Operating Margin history for Neptune Insurance Holdings Inc. from 2023 to 2026
Operating Margin at the end of each year
| Year | Operating Margin | Change |
|---|---|---|
| 2026 (TTM) | 41.45% | -17.20% |
| 2025 | 50.06% | -12.74% |
| 2024 | 57.37% | 7.17% |
| 2023 | 53.53% | 0.00% |
Operating Margin for similar companies or competitors
| Company | Operating Margin | Operating Margin Difference | Country |
|---|---|---|---|
| 21.39% | -99.48% |
US
|
|
| 17.39% | -99.58% |
US
|
|
| 27.01% | -99.35% |
IE
|
|
| 22.56% | -99.46% |
GB
|
|
| 27.96% | -99.33% |
US
|
What is a company's Operating Margin?
The operating margin is a key indicator to assess the profitability of a company. Higher operating margins are generaly better as they show that a company is able to sell its products or services for much more than their production costs. The operating margin is calculated by dividing a company's earnings by its revenue.
Questions about Neptune Insurance Holdings Inc.'s operating margin
What is Neptune Insurance Holdings Inc.'s operating margin?
Neptune Insurance Holdings Inc.'s operating margin is 41.45%, as of Nov 2026.
What was Neptune Insurance Holdings Inc.'s operating margin in 2025?
In 2025, Neptune Insurance Holdings Inc.'s operating margin was 50.06%, compared with 57.37% in 2024.
How has Neptune Insurance Holdings Inc.'s operating margin changed since 2023?
From 2023 to 2025, Neptune Insurance Holdings Inc.'s operating margin was highest in 2024 (57.37%) and lowest in 2025 (50.06%).
How does Neptune Insurance Holdings Inc.'s operating margin compare with similar companies?
Neptune Insurance Holdings Inc.'s operating margin (41.45%) is higher than that of all 5 similar companies listed above. The highest among them is Brown & Brown, Inc., with 27.96%.