Madison County Financial, Inc.
MCBK
Rank in Stocks
#20374
Madison County Financial, Inc. serves as the parent organization for Madison... Madison County Financial, Inc. serves as the parent organization for Madison County Bank, a financial institution that delivers a broad spectrum of banking and financial offerings to both individual and corporate clients across Nebraska, United States. Its diverse product portfolio includes various deposit solutions such as checking accounts, money market savings accounts, standard savings accounts, individual retirement accounts (IRAs), and certificates of deposit (CDs). In terms of credit, the company issues both credit and debit cards, alongside a comprehensive range of lending products. These encompass residential home loans and consumer financing for purposes like home equity lines of credit (HELOCs), second mortgages, home improvements, recreational vehicles, personal expenses, and overdraft protection, as well as vehicle loans for automobiles, trucks, and vans. Furthermore, Madison County Bank supports the agricultural sector with specialized loans for real estate, machinery and equipment, livestock and crops, and operational needs. For businesses, it extends commercial loans covering real estate, construction projects, investment properties, and working capital, in addition to equipment financing services. Complementing these services, the company provides modern digital banking capabilities, including online and mobile platforms, as well as merchant services for businesses. Founded in 1888 and headquartered in Madison, Nebraska, the entity was formerly known as Madison County Holding Company before officially adopting the name Madison County Financial, Inc. in October 2012.
Share Price
$33.45
Last synced: 2026-11-10
Market Cap
$85.66M
Change (1 day)
0.00%
Change (1 year)
23.89%
Country
Stock data: Financial Modeling PrepΒ·Updated Β·Not investment adviceΒ·How we calculate this
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Category
Financial Services
Operating Margin for Madison County Financial, Inc. (MCBK)
Operating Margin as of November 2026 TTM: 27.14%
According to Madison County Financial, Inc.'s latest financial reports, its current operating margin (TTM) is 27.14%. At the end of 2025 the company had an operating margin of 23.68%.
Operating Margin history for Madison County Financial, Inc. from 2010 to 2026
Operating Margin at the end of each year
| Year | Operating Margin | Change |
|---|---|---|
| 2026 (TTM) | 27.14% | 14.61% |
| 2025 | 23.68% | 66.76% |
| 2024 | 14.20% | 24.89% |
| 2023 | 11.37% | -70.87% |
| 2022 | 39.03% | -12.90% |
| 2021 | 44.81% | 6.69% |
| 2020 | 42.00% | 29.63% |
| 2019 | 32.40% | -5.01% |
| 2018 | 34.11% | -4.64% |
| 2017 | 35.77% | -0.69% |
| 2016 | 36.02% | 22.81% |
| 2015 | 29.33% | 7.28% |
| 2014 | 27.34% | -9.44% |
| 2013 | 30.19% | -18.34% |
| 2012 | 36.97% | -0.35% |
| 2011 | 37.10% | 17.89% |
| 2010 | 31.47% | 0.00% |
Operating Margin for similar companies or competitors
| Company | Operating Margin | Operating Margin Difference | Country |
|---|---|---|---|
| 54.30% | -98.00% |
CN
|
|
| 57.52% | -97.88% |
IT
|
|
| 21.82% | -99.20% |
IN
|
|
| 26.74% | -99.01% |
IN
|
|
| 20.55% | -99.24% |
JP
|
What is a company's Operating Margin?
The operating margin is a key indicator to assess the profitability of a company. Higher operating margins are generaly better as they show that a company is able to sell its products or services for much more than their production costs. The operating margin is calculated by dividing a company's earnings by its revenue.
Questions about Madison County Financial, Inc.'s operating margin
What is Madison County Financial, Inc.'s operating margin?
Madison County Financial, Inc.'s operating margin is 27.14%, as of Nov 2026.
What was Madison County Financial, Inc.'s operating margin in 2025?
In 2025, Madison County Financial, Inc.'s operating margin was 23.68%, compared with 14.20% in 2024.
How has Madison County Financial, Inc.'s operating margin changed since 2020?
From 2020 to 2025, Madison County Financial, Inc.'s operating margin was highest in 2021 (44.81%) and lowest in 2023 (11.37%).
How does Madison County Financial, Inc.'s operating margin compare with similar companies?
Madison County Financial, Inc.'s operating margin (27.14%) is higher than that of 3 of the 5 similar companies listed above. The highest among them is UniCredit S.p.A., with 57.52%.