PT Bank Artha Graha Internasional Tbk
INPC
Rank in Stocks
#18603
Operating throughout Indonesia, PT Bank Artha Graha Internasional Tbk delivers... Operating throughout Indonesia, PT Bank Artha Graha Internasional Tbk delivers a comprehensive range of financial products and services. Its operations are structured across four main segments: Productive, Consumer, Treasury, and Others. Core offerings include savings and current accounts, various deposit options, and a range of loan products tailored for productive, consumer, and other purposes. Beyond traditional banking, the institution also provides treasury services and a robust suite of digital banking solutions, including mobile banking, retail and corporate internet banking, an accounting and billing system, payroll services, e-statements, and safe deposit boxes. The bank maintains an extensive physical presence, supported by a network comprising 31 main branches, 36 sub-branches, and 118 ATMs (72 on premises and 46 off premises). Established in 1973, the company was initially known as PT Bank Inter-Pacific Tbk, changing its name to PT Bank Artha Graha Internasional Tbk in July 2005. It is headquartered in Jakarta Selatan, Indonesia.
Share Price
$0.006315
Last synced: 2026-11-10
Market Cap
$127.71M
Change (1 day)
1.79%
Change (1 year)
-31.36%
Country
Stock data: Financial Modeling PrepΒ·Updated Β·Not investment adviceΒ·How we calculate this
Trade PT Bank Artha Graha Internasional Tbk (INPC)
Category
Financial Services
Operating Margin for PT Bank Artha Graha Internasional Tbk (INPC)
Operating Margin as of November 2026 TTM: -25.52%
According to PT Bank Artha Graha Internasional Tbk's latest financial reports, its current operating margin (TTM) is -25.52%. At the end of 2025 the company had an operating margin of -26.72%.
Operating Margin history for PT Bank Artha Graha Internasional Tbk from 2008 to 2026
Operating Margin at the end of each year
| Year | Operating Margin | Change |
|---|---|---|
| 2026 (TTM) | -25.52% | -4.49% |
| 2025 | -26.72% | -380.97% |
| 2024 | 9.51% | -6.95% |
| 2023 | 10.22% | 137.67% |
| 2022 | 4.30% | -138.84% |
| 2021 | -11.07% | -755.03% |
| 2020 | 1.69% | -146.05% |
| 2019 | -3.67% | -214.69% |
| 2018 | 3.20% | -8.31% |
| 2017 | 3.49% | -10.05% |
| 2016 | 3.88% | 16.17% |
| 2015 | 3.34% | -56.62% |
| 2014 | 7.70% | -46.90% |
| 2013 | 14.50% | 100.83% |
| 2012 | 7.22% | -1.10% |
| 2011 | 7.30% | -2.14% |
| 2010 | 7.46% | 93.26% |
| 2009 | 3.86% | 21.38% |
| 2008 | 3.18% | 0.00% |
Operating Margin for similar companies or competitors
| Company | Operating Margin | Operating Margin Difference | Country |
|---|---|---|---|
| 54.30% | -102.13% |
CN
|
|
| 57.52% | -102.25% |
IT
|
|
| 21.82% | -100.86% |
IN
|
|
| 26.74% | -101.05% |
IN
|
|
| 20.55% | -100.81% |
JP
|
What is a company's Operating Margin?
The operating margin is a key indicator to assess the profitability of a company. Higher operating margins are generaly better as they show that a company is able to sell its products or services for much more than their production costs. The operating margin is calculated by dividing a company's earnings by its revenue.
Questions about PT Bank Artha Graha Internasional Tbk's operating margin
What is PT Bank Artha Graha Internasional Tbk's operating margin?
PT Bank Artha Graha Internasional Tbk's operating margin is -25.52%, as of Nov 2026.
What was PT Bank Artha Graha Internasional Tbk's operating margin in 2025?
In 2025, PT Bank Artha Graha Internasional Tbk's operating margin was -26.72%, compared with 9.51% in 2024.
How has PT Bank Artha Graha Internasional Tbk's operating margin changed since 2020?
From 2020 to 2025, PT Bank Artha Graha Internasional Tbk's operating margin was highest in 2023 (10.22%) and lowest in 2025 (-26.72%).
How does PT Bank Artha Graha Internasional Tbk's operating margin compare with similar companies?
PT Bank Artha Graha Internasional Tbk's operating margin (-25.52%) is lower than that of all 5 similar companies listed above. The highest among them is UniCredit S.p.A., with 57.52%.