Heritage Insurance Holdings, Inc.
HRTG
Rank in Stocks
#8752
Heritage Insurance Holdings, Inc. (HRTG) operates through its subsidiaries,... Heritage Insurance Holdings, Inc. (HRTG) operates through its subsidiaries, specializing in providing comprehensive insurance products for both personal and commercial residential properties. For individual policyholders, the company offers personal residential property coverage, which includes policies for single-family homeowners, condominium owners, and rental properties. This extensive personal coverage is available across seventeen U.S. states: Alabama, California, Connecticut, Delaware, Florida, Georgia, Hawaii, Maryland, Massachusetts, Mississippi, New Jersey, New York, North Carolina, Rhode Island, South Carolina, and Virginia. Additionally, Heritage provides specific personal residential and wind-only property insurance options. In the commercial sector, Heritage delivers residential insurance solutions tailored for properties located in Florida, New Jersey, and New York. The company also holds a licensing credential in the state of Pennsylvania. Beyond its core insurance offerings, Heritage Insurance Holdings, Inc. also delivers various supplementary services, such as restoration, emergency and recovery operations, property management, and reinsurance services. The distribution of its personal line policies is facilitated through diverse channels, including a network of retail independent agents, wholesale agents, and a dedicated partnership with a direct agency. Furthermore, its market reach indirectly extends to approximately 1,500 retail locations via eight distinct wholesale agency relationships. Both personal and commercial insurance policies are also offered through a network comprising around 70 independent agencies. Established in 2012, Heritage Insurance Holdings, Inc. is headquartered in Tampa, Florida.
Share Price
$32.96
Last synced: 2026-11-09
Market Cap
$979.98M
Change (1 day)
-0.78%
Change (1 year)
10.53%
Country
Stock data: Financial Modeling PrepΒ·Updated Β·Not investment adviceΒ·How we calculate this
Trade Heritage Insurance Holdings, Inc. (HRTG)
Category
Financial Services
Operating Margin for Heritage Insurance Holdings, Inc. (HRTG)
Operating Margin as of November 2026 TTM: 36.57%
According to Heritage Insurance Holdings, Inc.'s latest financial reports, its current operating margin (TTM) is 36.57%. At the end of 2025 the company had an operating margin of 30.60%.
Operating Margin history for Heritage Insurance Holdings, Inc. from 2012 to 2026
Operating Margin at the end of each year
| Year | Operating Margin | Change |
|---|---|---|
| 2026 (TTM) | 36.57% | 19.51% |
| 2025 | 30.60% | 202.37% |
| 2024 | 10.12% | 43.14% |
| 2023 | 7.07% | -128.19% |
| 2022 | -25.08% | 108.31% |
| 2021 | -12.04% | -3,354.05% |
| 2020 | 0.37% | -95.39% |
| 2019 | 8.02% | -1.23% |
| 2018 | 8.12% | -660.00% |
| 2017 | -1.45% | -111.28% |
| 2016 | 12.85% | -66.25% |
| 2015 | 38.07% | 19.87% |
| 2014 | 31.76% | -43.43% |
| 2013 | 56.14% | -168.61% |
| 2012 | -81.83% | 0.00% |
Operating Margin for similar companies or competitors
| Company | Operating Margin | Operating Margin Difference | Country |
|---|---|---|---|
| 17.14% | -99.53% |
CH
|
|
| 16.02% | -99.56% |
US
|
|
| 14.39% | -99.61% |
JP
|
|
| 21.65% | -99.41% |
US
|
|
| 24.83% | -99.32% |
US
|
What is a company's Operating Margin?
The operating margin is a key indicator to assess the profitability of a company. Higher operating margins are generaly better as they show that a company is able to sell its products or services for much more than their production costs. The operating margin is calculated by dividing a company's earnings by its revenue.
Questions about Heritage Insurance Holdings, Inc.'s operating margin
What is Heritage Insurance Holdings, Inc.'s operating margin?
Heritage Insurance Holdings, Inc.'s operating margin is 36.57%, as of Nov 2026.
What was Heritage Insurance Holdings, Inc.'s operating margin in 2025?
In 2025, Heritage Insurance Holdings, Inc.'s operating margin was 30.60%, compared with 10.12% in 2024.
How has Heritage Insurance Holdings, Inc.'s operating margin changed since 2020?
From 2020 to 2025, Heritage Insurance Holdings, Inc.'s operating margin was highest in 2025 (30.60%) and lowest in 2022 (-25.08%).
How does Heritage Insurance Holdings, Inc.'s operating margin compare with similar companies?
Heritage Insurance Holdings, Inc.'s operating margin (36.57%) is higher than that of all 5 similar companies listed above. The highest among them is The Allstate Corporation, with 24.83%.