Harbor Bankshares Corporation
HRBK
Rank in Stocks
#24239
Harbor Bankshares Corporation is a financial institution offering a... Harbor Bankshares Corporation is a financial institution offering a comprehensive spectrum of banking and financial services in Maryland, primarily serving the Baltimore metropolitan area through its six branch locations. For individual clients, it provides essential retail banking products such as checking and savings accounts, investment vehicles, debit and credit cards, and specialized offerings like Individual Retirement Accounts (IRAs) and Certificates of Deposit (CDs). Its lending portfolio includes mortgages, personal loans, installment loans, and VIP loan options, alongside home equity and overdraft lines of credit. Convenience services encompass online and mobile banking, bill payment, e-statements, telebanking, and up-to-date interest rate information. Businesses also benefit from a robust suite of solutions, including commercial loans, remote deposit capture, positive pay systems, comprehensive cash management, and merchant services. Beyond traditional banking, the company extends its offerings to include brokerage and insurance products, providing a more holistic financial approach. Established in 1982, Harbor Bankshares Corporation is headquartered in Baltimore, Maryland.
Share Price
$28.50
Last synced: 2026-11-09
Market Cap
$34.70M
Change (1 day)
-1.55%
Change (1 year)
50.00%
Country
Stock data: Financial Modeling PrepΒ·Updated Β·Not investment adviceΒ·How we calculate this
Trade Harbor Bankshares Corporation (HRBK)
Category
Financial Services
Operating Margin for Harbor Bankshares Corporation (HRBK)
Operating Margin as of November 2026 TTM: 6.61%
According to Harbor Bankshares Corporation's latest financial reports, its current operating margin (TTM) is 6.61%. At the end of 2025 the company had an operating margin of 6.61%.
Operating Margin history for Harbor Bankshares Corporation from 2000 to 2026
Operating Margin at the end of each year
| Year | Operating Margin | Change |
|---|---|---|
| 2026 (TTM) | 6.61% | 0.00% |
| 2025 | 6.61% | -68.61% |
| 2024 | 21.06% | 21.88% |
| 2023 | 17.28% | 1,282.40% |
| 2022 | 1.25% | -92.19% |
| 2021 | 16.01% | 99.38% |
| 2020 | 8.03% | -202.82% |
| 2019 | -7.81% | 984.72% |
| 2007 | -0.72% | 0.00% |
| 2006 | 0.00% | -100.00% |
| 2005 | 49.44% | -7.61% |
| 2004 | 53.51% | 16.00% |
| 2003 | 46.13% | 77.49% |
| 2002 | 25.99% | 117.85% |
| 2001 | 11.93% | 17.42% |
| 2000 | 10.16% | 0.00% |
Operating Margin for similar companies or competitors
| Company | Operating Margin | Operating Margin Difference | Country |
|---|---|---|---|
| 54.30% | -91.79% |
CN
|
|
| 57.52% | -91.30% |
IT
|
|
| 21.82% | -96.70% |
IN
|
|
| 26.74% | -95.95% |
IN
|
|
| 20.55% | -96.89% |
JP
|
What is a company's Operating Margin?
The operating margin is a key indicator to assess the profitability of a company. Higher operating margins are generaly better as they show that a company is able to sell its products or services for much more than their production costs. The operating margin is calculated by dividing a company's earnings by its revenue.
Questions about Harbor Bankshares Corporation's operating margin
What is Harbor Bankshares Corporation's operating margin?
Harbor Bankshares Corporation's operating margin is 6.61%, as of Nov 2026.
What was Harbor Bankshares Corporation's operating margin in 2025?
In 2025, Harbor Bankshares Corporation's operating margin was 6.61%, compared with 21.06% in 2024.
How has Harbor Bankshares Corporation's operating margin changed since 2020?
From 2020 to 2025, Harbor Bankshares Corporation's operating margin was highest in 2024 (21.06%) and lowest in 2022 (1.25%).
How does Harbor Bankshares Corporation's operating margin compare with similar companies?
Harbor Bankshares Corporation's operating margin (6.61%) is lower than that of all 5 similar companies listed above. The highest among them is UniCredit S.p.A., with 57.52%.