FS Bancorp, Inc. FS Bancorp, Inc.

FS Bancorp, Inc.

FSBW

Rank in Stocks #14125
FS Bancorp, Inc. functions as the holding company for 1st Security Bank of... FS Bancorp, Inc. functions as the holding company for 1st Security Bank of Washington, delivering a comprehensive suite of banking and financial services. These offerings cater to families, local and regional businesses, and specialized industry sectors. The company operates through two main divisions: Commercial and Consumer Banking, and Home Lending. Its deposit portfolio includes checking, money market, and savings accounts, alongside certificates of deposit. For lending, FS Bancorp provides diverse options such as first and second mortgages for one-to-four-family residences, home equity loans, non-mortgage commercial business loans, commercial real estate and construction/development financing, and a variety of consumer loans including personal lines of credit, credit cards, auto, direct home improvement, deposit-secured, and recreational vehicle loans. As of December 31, 2021, the company maintained 21 full-service bank branches and 10 home loan production offices, strategically situated in suburban communities across the greater Puget Sound area (including Snohomish, King, Pierce, Jefferson, Kitsap, Clallam, Grays Harbor, Thurston, and Lewis counties), with an additional loan production office serving the Tri-Cities market. Established in 1936, FS Bancorp, Inc. is headquartered in Mountlake Terrace, Washington.
Share Price
$43.67
Last synced: 2026-11-09
Market Cap
$343.57M
Change (1 day)
0.28%
Change (1 year)
8.66%
Country

Stock data: Financial Modeling PrepΒ·Updated Β·Not investment adviceΒ·How we calculate this

Category

Financial Services
Operating Margin for FS Bancorp, Inc. (FSBW)
Operating Margin as of November 2026 TTM: 10.97%
According to FS Bancorp, Inc.'s latest financial reports, its current operating margin (TTM) is 10.97%. At the end of 2025 the company had an operating margin of 20.57%.
Operating Margin history for FS Bancorp, Inc. from 2006 to 2026
Operating Margin at the end of each year
Year Operating Margin Change
2026 (TTM) 10.97% -46.67%
2025 20.57% 0.78%
2024 20.41% -16.49%
2023 24.44% -11.42%
2022 27.59% -23.74%
2021 36.18% 3.17%
2020 35.07% 36.62%
2019 25.67% -28.99%
2018 36.15% 16.88%
2017 30.93% 13.76%
2016 27.19% -5.56%
2015 28.79% 49.02%
2014 19.32% -6.35%
2013 20.63% 49.93%
2012 13.76% 59.08%
2011 8.65% 7.99%
2010 8.01% -134.25%
2009 -23.39% 27.26%
2007 -18.38% -320.91%
2006 8.32% 0.00%
Operating Margin for similar companies or competitors
Company Operating Margin Operating Margin Difference Country
54.30% -95.05%
CN
57.52% -94.76%
IT
21.82% -98.01%
IN
26.74% -97.56%
IN
20.55% -98.13%
JP
What is a company's Operating Margin?
The operating margin is a key indicator to assess the profitability of a company. Higher operating margins are generaly better as they show that a company is able to sell its products or services for much more than their production costs. The operating margin is calculated by dividing a company's earnings by its revenue.

Questions about FS Bancorp, Inc.'s operating margin

What is FS Bancorp, Inc.'s operating margin?

FS Bancorp, Inc.'s operating margin is 10.97%, as of Nov 2026.

What was FS Bancorp, Inc.'s operating margin in 2025?

In 2025, FS Bancorp, Inc.'s operating margin was 20.57%, compared with 20.41% in 2024.

How has FS Bancorp, Inc.'s operating margin changed since 2020?

From 2020 to 2025, FS Bancorp, Inc.'s operating margin was highest in 2021 (36.18%) and lowest in 2024 (20.41%).

How does FS Bancorp, Inc.'s operating margin compare with similar companies?

FS Bancorp, Inc.'s operating margin (10.97%) is lower than that of all 5 similar companies listed above. The highest among them is UniCredit S.p.A., with 57.52%.