First Ottawa Bancshares, Inc.
FOTB
Rank in Stocks
#16040
First Ottawa Bancshares, Inc. serves as the holding company for American... First Ottawa Bancshares, Inc. serves as the holding company for American Commercial Bank & Trust, National Association. This financial institution offers a comprehensive array of banking and financial solutions to both individual consumers and businesses located in LaSalle, Grundy, Cook, and surrounding counties in Illinois. For personal banking clients, the company provides diverse offerings such as checking and savings accounts, demand deposits that may or may not earn interest, time deposits, certificates of deposit (CDs), and individual retirement accounts (IRAs). Lending options include mortgage loans, consumer loans, home equity loans, and residential financing. Additionally, customers can access trust and estate management, personal and fiduciary services, safe deposit boxes, ATM and credit card facilities, as well as digital banking conveniences like online banking, bill payment, and mobile banking apps. Regarding business clients, the firm delivers a robust selection of commercial banking services. These encompass e-business checking, various commercial checking accounts (including NOW accounts), deposit sweep services, cash management balance accounts, commercial savings accounts, money market accounts, and non-profit NOW accounts. The commercial lending portfolio features lines of credit, general commercial loans, construction and development loans, real estate financing, letters of credit, and specialized agriculture loans along with farm management services. Established in 1865, First Ottawa Bancshares, Inc. maintains its headquarters in Ottawa, Illinois.
Share Price
$239.00
Last synced: 2026-11-09
Market Cap
$230.93M
Change (1 day)
-0.93%
Change (1 year)
37.36%
Country
Stock data: Financial Modeling PrepΒ·Updated Β·Not investment adviceΒ·How we calculate this
Trade First Ottawa Bancshares, Inc. (FOTB)
Category
Financial Services
Operating Margin for First Ottawa Bancshares, Inc. (FOTB)
Operating Margin as of November 2026 TTM: 26.85%
According to First Ottawa Bancshares, Inc.'s latest financial reports, its current operating margin (TTM) is 26.85%. At the end of 2025 the company had an operating margin of 27.34%.
Operating Margin history for First Ottawa Bancshares, Inc. from 2000 to 2026
Operating Margin at the end of each year
| Year | Operating Margin | Change |
|---|---|---|
| 2026 (TTM) | 26.85% | -1.79% |
| 2025 | 27.34% | 12.23% |
| 2024 | 24.36% | 10.53% |
| 2023 | 22.04% | -21.68% |
| 2022 | 28.14% | -13.52% |
| 2021 | 32.54% | 181.49% |
| 2020 | 11.56% | -29.47% |
| 2019 | 16.39% | -45.84% |
| 2018 | 30.26% | -11.34% |
| 2017 | 34.13% | -11.49% |
| 2016 | 38.56% | 16.53% |
| 2015 | 33.09% | 438.93% |
| 2011 | 6.14% | -121.89% |
| 2010 | -28.05% | -289.66% |
| 2009 | 14.79% | -3.02% |
| 2008 | 15.25% | -15.79% |
| 2007 | 18.11% | 3.84% |
| 2006 | 17.44% | -12.45% |
| 2005 | 19.92% | -2.69% |
| 2004 | 20.47% | -6.19% |
| 2003 | 21.82% | 14.36% |
| 2002 | 19.08% | 28.83% |
| 2001 | 14.81% | 11.86% |
| 2000 | 13.24% | 0.00% |
Operating Margin for similar companies or competitors
| Company | Operating Margin | Operating Margin Difference | Country |
|---|---|---|---|
| 54.30% | -97.98% |
CN
|
|
| 57.52% | -97.86% |
IT
|
|
| 21.82% | -99.19% |
IN
|
|
| 26.74% | -99.00% |
IN
|
|
| 20.55% | -99.23% |
JP
|
What is a company's Operating Margin?
The operating margin is a key indicator to assess the profitability of a company. Higher operating margins are generaly better as they show that a company is able to sell its products or services for much more than their production costs. The operating margin is calculated by dividing a company's earnings by its revenue.
Questions about First Ottawa Bancshares, Inc.'s operating margin
What is First Ottawa Bancshares, Inc.'s operating margin?
First Ottawa Bancshares, Inc.'s operating margin is 26.85%, as of Nov 2026.
What was First Ottawa Bancshares, Inc.'s operating margin in 2025?
In 2025, First Ottawa Bancshares, Inc.'s operating margin was 27.34%, compared with 24.36% in 2024.
How has First Ottawa Bancshares, Inc.'s operating margin changed since 2020?
From 2020 to 2025, First Ottawa Bancshares, Inc.'s operating margin was highest in 2021 (32.54%) and lowest in 2020 (11.56%).
How does First Ottawa Bancshares, Inc.'s operating margin compare with similar companies?
First Ottawa Bancshares, Inc.'s operating margin (26.85%) is higher than that of 3 of the 5 similar companies listed above. The highest among them is UniCredit S.p.A., with 57.52%.