First Community Financial Corporation
FMFP
Rank in Stocks
#24014
First Community Financial Corporation (FMFP) functions as the parent entity for... First Community Financial Corporation (FMFP) functions as the parent entity for Pennian Bank, delivering a wide array of financial and banking solutions to individuals and businesses throughout Pennsylvania. The institution provides core personal banking services such as checking, savings, and certificates of deposit. Its lending portfolio includes personal, construction, and home mortgage loans, alongside home equity lines of credit. For commercial clients, FMFP offers various business loans, including lines of credit, commercial real estate financing, and improvement loans. Specialized agricultural lending is also available, covering operating lines of credit, term loans, livestock financing, farm purchases, and agricultural improvements. Furthermore, professionals in healthcare, accounting, legal, and veterinary practices can access tailored financing options. Beyond traditional banking, the company furnishes comprehensive trust and investment management services. These encompass portfolio account services, trust administration (including personal and charitable trusts), estate planning and settlement, guardianship, power of attorney assistance, investment management agency, custodial services, and retirement account management. Clients can also benefit from financial advisory services and comparisons of different trust structures. FMFP supports modern financial needs with a suite of digital and payment services. These offerings include merchant services, remote deposit capture, automated clearing house (ACH) processing, bill payment, and mobile wallet capabilities. Customers can additionally utilize online, mobile, and telephone banking platforms, and access gift, credit, and debit cards. The corporation also facilitates access to various insurance products. This covers auto insurance for vehicles like cars, motorcycles, boats, RVs, and travel trailers; home and property insurance, which protects structures, personal belongings, and provides liability coverage, including for renters; and business insurance solutions such as general and cyber liability, commercial property, business owners' policies, and workers' compensation. These services are delivered through a network of ten full-service banking offices situated in Cumberland, Juniata, and Perry Counties of Pennsylvania. First Community Financial Corporation was established in 1864 and is headquartered in Mifflintown, Pennsylvania.
Share Price
$12.93
Last synced: 2026-11-09
Market Cap
$36.59M
Change (1 day)
0.00%
Change (1 year)
-2.64%
Country
Stock data: Financial Modeling PrepΒ·Updated Β·Not investment adviceΒ·How we calculate this
Trade First Community Financial Corporation (FMFP)
Category
Financial Services
Operating Margin for First Community Financial Corporation (FMFP)
Operating Margin as of November 2026 TTM: 5.21%
According to First Community Financial Corporation's latest financial reports, its current operating margin (TTM) is 5.21%. At the end of 2025 the company had an operating margin of 5.40%.
Operating Margin history for First Community Financial Corporation from 2005 to 2026
Operating Margin at the end of each year
| Year | Operating Margin | Change |
|---|---|---|
| 2026 (TTM) | 5.21% | -3.52% |
| 2025 | 5.40% | -24.48% |
| 2024 | 7.15% | 139.93% |
| 2023 | 2.98% | -86.52% |
| 2022 | 22.11% | -7.14% |
| 2021 | 23.81% | 22.17% |
| 2020 | 19.49% | 14.45% |
| 2019 | 17.03% | -22.20% |
| 2018 | 21.89% | -17.27% |
| 2017 | 26.46% | 5.25% |
| 2016 | 25.14% | -1.68% |
| 2015 | 25.57% | -21.20% |
| 2014 | 32.45% | 21.90% |
| 2012 | 26.62% | 8.43% |
| 2011 | 24.55% | 8.48% |
| 2010 | 22.63% | 83.83% |
| 2009 | 12.31% | -13.80% |
| 2008 | 14.28% | 6.65% |
| 2007 | 13.39% | -6.75% |
| 2006 | 14.36% | -17.04% |
| 2005 | 17.31% | 0.00% |
Operating Margin for similar companies or competitors
| Company | Operating Margin | Operating Margin Difference | Country |
|---|---|---|---|
| 54.30% | -89.58% |
CN
|
|
| 57.52% | -88.96% |
IT
|
|
| 21.82% | -95.81% |
IN
|
|
| 26.74% | -94.87% |
IN
|
|
| 20.55% | -96.06% |
JP
|
What is a company's Operating Margin?
The operating margin is a key indicator to assess the profitability of a company. Higher operating margins are generaly better as they show that a company is able to sell its products or services for much more than their production costs. The operating margin is calculated by dividing a company's earnings by its revenue.
Questions about First Community Financial Corporation's operating margin
What is First Community Financial Corporation's operating margin?
First Community Financial Corporation's operating margin is 5.21%, as of Nov 2026.
What was First Community Financial Corporation's operating margin in 2025?
In 2025, First Community Financial Corporation's operating margin was 5.40%, compared with 7.15% in 2024.
How has First Community Financial Corporation's operating margin changed since 2020?
From 2020 to 2025, First Community Financial Corporation's operating margin was highest in 2021 (23.81%) and lowest in 2023 (2.98%).
How does First Community Financial Corporation's operating margin compare with similar companies?
First Community Financial Corporation's operating margin (5.21%) is lower than that of all 5 similar companies listed above. The highest among them is UniCredit S.p.A., with 57.52%.