FinWise Bancorp
FINW
Rank in Stocks
#16658
FinWise Bancorp, the parent company of FinWise Bank, delivers a comprehensive... FinWise Bancorp, the parent company of FinWise Bank, delivers a comprehensive suite of banking solutions to both personal and business clients. Its diverse range of deposit offerings includes demand accounts (both interest and non-interest bearing), Negotiable Order of Withdrawal (NOW) accounts, money market accounts, standard checking and savings options, as well as various time deposits and Certificates of Deposit. The institution also extends a variety of lending products, encompassing Small Business Administration (SBA) loans, financing for residential and commercial real estate, consumer loans, and other commercial credit facilities. Beyond traditional banking, FinWise provides modern conveniences such as debit cards, remote check deposit, digital and mobile banking platforms, direct deposit capabilities, alongside specialized cash management and treasury services. Operationally, the company maintains a single full-service branch in Sandy, Utah, complemented by a loan origination office situated in Rockville Centre, New York. Established in 1999, FinWise Bancorp's corporate headquarters are located in Murray, Utah.
Share Price
$14.42
Last synced: 2026-11-09
Market Cap
$200.19M
Change (1 day)
5.41%
Change (1 year)
-23.66%
Country
Stock data: Financial Modeling PrepΒ·Updated Β·Not investment adviceΒ·How we calculate this
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Category
Financial Services
Operating Margin for FinWise Bancorp (FINW)
Operating Margin as of November 2026 TTM: 8.40%
According to FinWise Bancorp's latest financial reports, its current operating margin (TTM) is 8.40%. At the end of 2025 the company had an operating margin of 14.41%.
Operating Margin history for FinWise Bancorp from 2019 to 2026
Operating Margin at the end of each year
| Year | Operating Margin | Change |
|---|---|---|
| 2026 (TTM) | 8.40% | -41.71% |
| 2025 | 14.41% | -17.33% |
| 2024 | 17.43% | -36.62% |
| 2023 | 27.50% | -31.15% |
| 2022 | 39.94% | -23.38% |
| 2021 | 52.13% | 50.93% |
| 2020 | 34.54% | -5.08% |
| 2019 | 36.39% | 0.00% |
Operating Margin for similar companies or competitors
| Company | Operating Margin | Operating Margin Difference | Country |
|---|---|---|---|
| 54.30% | -93.54% |
CN
|
|
| 57.52% | -93.15% |
IT
|
|
| 21.82% | -97.40% |
IN
|
|
| 26.74% | -96.82% |
IN
|
|
| 20.55% | -97.55% |
JP
|
What is a company's Operating Margin?
The operating margin is a key indicator to assess the profitability of a company. Higher operating margins are generaly better as they show that a company is able to sell its products or services for much more than their production costs. The operating margin is calculated by dividing a company's earnings by its revenue.
Questions about FinWise Bancorp's operating margin
What is FinWise Bancorp's operating margin?
FinWise Bancorp's operating margin is 8.40%, as of Nov 2026.
What was FinWise Bancorp's operating margin in 2025?
In 2025, FinWise Bancorp's operating margin was 14.41%, compared with 17.43% in 2024.
How has FinWise Bancorp's operating margin changed since 2020?
From 2020 to 2025, FinWise Bancorp's operating margin was highest in 2021 (52.13%) and lowest in 2025 (14.41%).
How does FinWise Bancorp's operating margin compare with similar companies?
FinWise Bancorp's operating margin (8.40%) is lower than that of all 5 similar companies listed above. The highest among them is UniCredit S.p.A., with 57.52%.