First Farmers and Merchants Corporation
FFMH
Rank in Stocks
#15617
First Farmers and Merchants Corporation (FFMH) functions as the parent entity... First Farmers and Merchants Corporation (FFMH) functions as the parent entity for First Farmers and Merchants Bank, delivering a comprehensive suite of banking and financial solutions to clients in Tennessee and Alabama. Its diverse array of deposit offerings encompasses personal and business checking and savings accounts, individual retirement accounts (IRAs), investment accounts, and certificates of deposit. On the lending side, FFMH extends various credit options, including residential mortgages, home equity lines of credit (HELOCs), personal, auto, and agricultural loans, alongside credit and debit card services. For businesses, its extensive loan programs cover commercial real estate, equipment financing and leasing, construction loans, accounts receivable funding, and general lines of credit. Beyond traditional banking, the corporation also provides sophisticated wealth management, including trust and investment advisory services. Furthermore, it delivers treasury management solutions—such as accounts receivable and payable processing, fraud mitigation, and advanced account oversight—complemented by convenient online and mobile banking platforms. Its physical presence extends to 22 branch locations across seven counties in Middle Tennessee. Established in 1909, the company maintains its headquarters in Columbia, Tennessee.
Share Price
$64.00
Last synced: 2026-11-11
Market Cap
$252.70M
Change (1 day)
-1.54%
Change (1 year)
36.17%
Country
Stock data: Financial Modeling Prep·Updated ·Not investment advice·How we calculate this
Trade First Farmers and Merchants Corporation (FFMH)
Category
Financial Services
Operating Margin for First Farmers and Merchants Corporation (FFMH)
Operating Margin as of November 2026 TTM: 30.58%
According to First Farmers and Merchants Corporation's latest financial reports, its current operating margin (TTM) is 30.58%. At the end of 2025 the company had an operating margin of 28.04%.
Operating Margin history for First Farmers and Merchants Corporation from 2013 to 2026
Operating Margin at the end of each year
| Year | Operating Margin | Change |
|---|---|---|
| 2026 (TTM) | 30.58% | 9.06% |
| 2025 | 28.04% | -29.14% |
| 2024 | 39.57% | 50.28% |
| 2023 | 26.33% | -22.76% |
| 2022 | 34.09% | 14.67% |
| 2021 | 29.73% | 8.07% |
| 2020 | 27.51% | -12.58% |
| 2019 | 31.47% | 11.79% |
| 2018 | 28.15% | -2.76% |
| 2017 | 28.95% | 4.55% |
| 2016 | 27.69% | -7.11% |
| 2015 | 29.81% | -5.69% |
| 2014 | 31.61% | 9.26% |
| 2013 | 28.93% | 0.00% |
Operating Margin for similar companies or competitors
| Company | Operating Margin | Operating Margin Difference | Country |
|---|---|---|---|
| 54.30% | -98.22% |
CN
|
|
| 57.52% | -98.12% |
IT
|
|
| 21.82% | -99.29% |
IN
|
|
| 26.74% | -99.13% |
IN
|
|
| 20.55% | -99.33% |
JP
|
What is a company's Operating Margin?
The operating margin is a key indicator to assess the profitability of a company. Higher operating margins are generaly better as they show that a company is able to sell its products or services for much more than their production costs. The operating margin is calculated by dividing a company's earnings by its revenue.
Questions about First Farmers and Merchants Corporation's operating margin
What is First Farmers and Merchants Corporation's operating margin?
First Farmers and Merchants Corporation's operating margin is 30.58%, as of Nov 2026.
What was First Farmers and Merchants Corporation's operating margin in 2025?
In 2025, First Farmers and Merchants Corporation's operating margin was 28.04%, compared with 39.57% in 2024.
How has First Farmers and Merchants Corporation's operating margin changed since 2020?
From 2020 to 2025, First Farmers and Merchants Corporation's operating margin was highest in 2024 (39.57%) and lowest in 2023 (26.33%).
How does First Farmers and Merchants Corporation's operating margin compare with similar companies?
First Farmers and Merchants Corporation's operating margin (30.58%) is higher than that of 3 of the 5 similar companies listed above. The highest among them is UniCredit S.p.A., with 57.52%.