First Carolina Financial Services
FCBM
Rank in Stocks
#13201
First Carolina Financial Services, Inc. operates as a bank holding company for... First Carolina Financial Services, Inc. operates as a bank holding company for First Carolina Bank that provides commercial banking services for individuals and businesses. The company offers business services including checking, savings, and money market deposit accounts, certificates of deposit, individual retirement accounts, and CARS; commercial financing, real estate loans, and consumer loans; credit and debit cards; IntraFi Cash, remote deposit capture, treasury management, merchant services, and wealth management services; higher education solutions, attorney advantage accounts, and interest on lawyer trust accounts; payments services; consumer banking; real estate banking; commercial and industrial banking; higher education disbursements; BankMobile platform; retail banking; and trust and fiduciary services. The company offers personal services that include deposit solutions such as checking accounts, savings accounts, money market accounts, certificates of deposit (CDs), and IRAs; services such as ICS and CARS for deposit management; borrowing options including consumer loans and credit cards; online banking and bill pay services; and debit cards. The company was incorporated in 2009 and is headquartered in Raleigh, North Carolina with additional offices in Atlanta, Georgia; Cary, North Carolina; Columbia and Greenville, South Carolina; Raleigh, Reidsville, and Wilmington, North Carolina; and Virginia Beach, Virginia.
Share Price
$13.49
Last synced: 2026-11-09
Market Cap
$408.02M
Change (1 day)
1.05%
Change (1 year)
-
Country
Stock data: Financial Modeling PrepยทUpdated ยทNot investment adviceยทHow we calculate this
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Category
Financial Services
Operating Margin for First Carolina Financial Services (FCBM)
Operating Margin as of November 2026 TTM: 13.63%
According to First Carolina Financial Services's latest financial reports, its current operating margin (TTM) is 13.63%. At the end of 2025 the company had an operating margin of 7.34%.
Operating Margin history for First Carolina Financial Services from 2025 to 2026
Operating Margin at the end of each year
| Year | Operating Margin | Change |
|---|---|---|
| 2026 (TTM) | 13.63% | 85.69% |
| 2025 | 7.34% | 0.00% |
Operating Margin for similar companies or competitors
| Company | Operating Margin | Operating Margin Difference | Country |
|---|---|---|---|
| 54.30% | -96.02% |
CN
|
|
| 57.52% | -95.78% |
IT
|
|
| 21.82% | -98.40% |
IN
|
|
| 26.74% | -98.04% |
IN
|
|
| 20.55% | -98.49% |
JP
|
What is a company's Operating Margin?
The operating margin is a key indicator to assess the profitability of a company. Higher operating margins are generaly better as they show that a company is able to sell its products or services for much more than their production costs. The operating margin is calculated by dividing a company's earnings by its revenue.
Questions about First Carolina Financial Services's operating margin
What is First Carolina Financial Services's operating margin?
First Carolina Financial Services's operating margin is 13.63%, as of Nov 2026.
How does First Carolina Financial Services's operating margin compare with similar companies?
First Carolina Financial Services's operating margin (13.63%) is lower than that of all 5 similar companies listed above. The highest among them is UniCredit S.p.A., with 57.52%.