Exchange Bank (Santa Rosa, CA)
EXSR
Rank in Stocks
#15517
Exchange Bank, headquartered in Santa Rosa, California, along with its... Exchange Bank, headquartered in Santa Rosa, California, along with its associated entities, delivers a full spectrum of commercial and retail banking services to individual clients and businesses throughout California. For personal banking, the institution offers fundamental options such as checking and savings accounts. It also provides a variety of lending solutions including home mortgages, personal credit lines, unsecured loans, auto financing, and overdraft protection. Additionally, it supports community initiatives through specific rebuild loan programs. On the commercial side, Exchange Bank caters to businesses with checking and savings accounts, merchant processing services, and equipment leasing. Its business lending portfolio is extensive, covering commercial real estate and construction financing, term loans, business lines of credit, Small Business Administration (SBA) loans, and specialized funding for vineyards, wineries, and agricultural ventures. Furthermore, the bank extends its offerings to include debit and credit cards, convenient online and mobile banking platforms, and sophisticated wealth management services encompassing trust administration, investment management, and estate settlement, alongside various retirement accounts and plans. Founded in 1890 and based in Santa Rosa, California, Exchange Bank maintained 17 branches across Sonoma County and a commercial office in Roseville, California, as of February 25, 2022. The bank operates as a subsidiary under the Frank P. Doyle Trust, Article IX.
Share Price
$150.50
Last synced: 2026-11-09
Market Cap
$258.01M
Change (1 day)
0.30%
Change (1 year)
27.54%
Country
Stock data: Financial Modeling PrepΒ·Updated Β·Not investment adviceΒ·How we calculate this
Trade Exchange Bank (Santa Rosa, CA) (EXSR)
Category
Financial Services
Operating Margin for Exchange Bank (Santa Rosa, CA) (EXSR)
Operating Margin as of November 2026 TTM: 26.52%
According to Exchange Bank (Santa Rosa, CA)'s latest financial reports, its current operating margin (TTM) is 26.52%. At the end of 2025 the company had an operating margin of 25.03%.
Operating Margin history for Exchange Bank (Santa Rosa, CA) from 2002 to 2026
Operating Margin at the end of each year
| Year | Operating Margin | Change |
|---|---|---|
| 2026 (TTM) | 26.52% | 5.95% |
| 2025 | 25.03% | 10.41% |
| 2024 | 22.67% | -6.63% |
| 2023 | 24.28% | -55.00% |
| 2022 | 53.95% | -1.46% |
| 2021 | 54.75% | 6.56% |
| 2020 | 51.38% | 26.21% |
| 2019 | 40.71% | -7.37% |
| 2018 | 43.95% | 7.59% |
| 2017 | 40.85% | 11.22% |
| 2016 | 36.73% | -1.84% |
| 2015 | 37.42% | 15.60% |
| 2014 | 32.37% | 18.83% |
| 2013 | 27.24% | 30.77% |
| 2012 | 20.83% | 8.43% |
| 2011 | 19.21% | 32.76% |
| 2010 | 14.47% | -236.00% |
| 2009 | -10.64% | -67.27% |
| 2008 | -32.51% | -291.69% |
| 2007 | 16.96% | -40.64% |
| 2006 | 28.57% | -8.16% |
| 2005 | 31.11% | 1.90% |
| 2004 | 30.53% | 9.00% |
| 2003 | 28.01% | 0.86% |
| 2002 | 27.77% | 0.00% |
Operating Margin for similar companies or competitors
| Company | Operating Margin | Operating Margin Difference | Country |
|---|---|---|---|
| 54.30% | -97.95% |
CN
|
|
| 57.52% | -97.83% |
IT
|
|
| 21.82% | -99.18% |
IN
|
|
| 26.74% | -98.99% |
IN
|
|
| 20.55% | -99.23% |
JP
|
What is a company's Operating Margin?
The operating margin is a key indicator to assess the profitability of a company. Higher operating margins are generaly better as they show that a company is able to sell its products or services for much more than their production costs. The operating margin is calculated by dividing a company's earnings by its revenue.
Questions about Exchange Bank (Santa Rosa, CA)'s operating margin
What is Exchange Bank (Santa Rosa, CA)'s operating margin?
Exchange Bank (Santa Rosa, CA)'s operating margin is 26.52%, as of Nov 2026.
What was Exchange Bank (Santa Rosa, CA)'s operating margin in 2025?
In 2025, Exchange Bank (Santa Rosa, CA)'s operating margin was 25.03%, compared with 22.67% in 2024.
How has Exchange Bank (Santa Rosa, CA)'s operating margin changed since 2020?
From 2020 to 2025, Exchange Bank (Santa Rosa, CA)'s operating margin was highest in 2021 (54.75%) and lowest in 2024 (22.67%).
How does Exchange Bank (Santa Rosa, CA)'s operating margin compare with similar companies?
Exchange Bank (Santa Rosa, CA)'s operating margin (26.52%) is higher than that of 2 of the 5 similar companies listed above. The highest among them is UniCredit S.p.A., with 57.52%.