Citizens Community Bancorp, Inc.
CZWI
Rank in Stocks
#16122
Citizens Community Bancorp, Inc. functions as the parent entity for Citizens... Citizens Community Bancorp, Inc. functions as the parent entity for Citizens Community Federal N.A., offering a comprehensive array of conventional banking solutions to businesses, agricultural enterprises, and individual customers. The company facilitates client deposits through diverse products, including checking accounts, savings and money market accounts, and certificates of deposit (CDs). Its lending portfolio is equally broad, encompassing commercial real estate loans, commercial and industrial financing, agricultural land and operational loans, consumer credit, mortgages for one-to-four family residences, and home equity lines of credit. Furthermore, Citizens Community Bancorp manages an investment portfolio featuring various securities such as mortgage-backed, corporate asset-backed, U.S. government agency-sponsored, corporate debt, and trust preferred instruments. Its operations span Wisconsin and Minnesota, supported by a network of 25 full-service branches. Established in 1938, the bank holding company is headquartered in Eau Claire, Wisconsin.
Share Price
$23.66
Last synced: 2026-11-09
Market Cap
$226.64M
Change (1 day)
1.20%
Change (1 year)
43.31%
Country
Stock data: Financial Modeling PrepΒ·Updated Β·Not investment adviceΒ·How we calculate this
Trade Citizens Community Bancorp, Inc. (CZWI)
Category
Financial Services
Operating Margin for Citizens Community Bancorp, Inc. (CZWI)
Operating Margin as of November 2026 TTM: 4.11%
According to Citizens Community Bancorp, Inc.'s latest financial reports, its current operating margin (TTM) is 4.11%. At the end of 2025 the company had an operating margin of 7.01%.
Operating Margin history for Citizens Community Bancorp, Inc. from 2000 to 2026
Operating Margin at the end of each year
| Year | Operating Margin | Change |
|---|---|---|
| 2026 (TTM) | 4.11% | -41.37% |
| 2025 | 7.01% | -60.06% |
| 2024 | 17.55% | -12.47% |
| 2023 | 20.05% | -31.78% |
| 2022 | 29.39% | -18.74% |
| 2021 | 36.17% | 73.06% |
| 2020 | 20.90% | 24.63% |
| 2019 | 16.77% | -93.71% |
| 2018 | 266.47% | 2,152.49% |
| 2017 | 11.83% | -11.12% |
| 2016 | 13.31% | -18.94% |
| 2015 | 16.42% | 59.26% |
| 2014 | 10.31% | 69.29% |
| 2013 | 6.09% | 375.78% |
| 2012 | 1.28% | 25.49% |
| 2011 | 1.02% | -104.92% |
| 2010 | -20.75% | 29.69% |
| 2009 | -16.00% | -283.28% |
| 2008 | 8.73% | 54.51% |
| 2007 | 5.65% | 26.97% |
| 2006 | 4.45% | -64.23% |
| 2005 | 12.44% | -0.96% |
| 2004 | 12.56% | -37.48% |
| 2003 | 20.09% | 55.26% |
| 2002 | 12.94% | 40.65% |
| 2001 | 9.20% | -37.63% |
| 2000 | 14.75% | 0.00% |
Operating Margin for similar companies or competitors
| Company | Operating Margin | Operating Margin Difference | Country |
|---|---|---|---|
| 54.30% | -86.79% |
CN
|
|
| 57.52% | -86.00% |
IT
|
|
| 21.82% | -94.69% |
IN
|
|
| 26.74% | -93.49% |
IN
|
|
| 20.55% | -95.00% |
JP
|
What is a company's Operating Margin?
The operating margin is a key indicator to assess the profitability of a company. Higher operating margins are generaly better as they show that a company is able to sell its products or services for much more than their production costs. The operating margin is calculated by dividing a company's earnings by its revenue.
Questions about Citizens Community Bancorp, Inc.'s operating margin
What is Citizens Community Bancorp, Inc.'s operating margin?
Citizens Community Bancorp, Inc.'s operating margin is 4.11%, as of Nov 2026.
What was Citizens Community Bancorp, Inc.'s operating margin in 2025?
In 2025, Citizens Community Bancorp, Inc.'s operating margin was 7.01%, compared with 17.55% in 2024.
How has Citizens Community Bancorp, Inc.'s operating margin changed since 2020?
From 2020 to 2025, Citizens Community Bancorp, Inc.'s operating margin was highest in 2021 (36.17%) and lowest in 2025 (7.01%).
How does Citizens Community Bancorp, Inc.'s operating margin compare with similar companies?
Citizens Community Bancorp, Inc.'s operating margin (4.11%) is lower than that of all 5 similar companies listed above. The highest among them is UniCredit S.p.A., with 57.52%.