Century Financial Corporation
CYFL
Rank in Stocks
#20501
Century Financial Corporation functions as the parent entity for Century Bank... Century Financial Corporation functions as the parent entity for Century Bank and Trust, delivering a comprehensive array of financial and trust services. For deposits, the institution offers fundamental checking and savings accounts, alongside term certificates and individual retirement accounts (IRAs). Its extensive lending portfolio addresses diverse requirements, encompassing residential mortgages, home equity loans, vehicle financing, and loans for specialty items, debt consolidation, and construction projects. Commercial clients can access business term loans, agri-business financing, small business loans, real estate funding, and lines of credit. The corporation also provides letters of credit and participates in government loan guarantee programs. Beyond its core banking products, Century Financial assists customers with account and deposit administration. Its receivables management solutions include direct payment processing, remote deposit capture, merchant services, lockbox processing, and cash concentration services. Digital banking is made convenient through online and mobile platforms. Additional client amenities include account alerts, night and direct deposit options, notary services, wire transfers, guarantee services, and ATM access. The company provides reorder and cashier's checks, and issues various cards such as debit, credit, gift, reloadable, and payroll cards, alongside card valet services. Safe deposit boxes are also available. The firm extends its expertise into specialized domains like trust management, investment planning, estate planning, general financial advisory, insurance consultation, and retirement planning. It caters to both individual consumers and business enterprises. Founded in 1890 and based in Coldwater, Michigan, Century Financial Corporation operates eleven banking offices located across Branch, St. Joseph, and Hillsdale Counties within Michigan.
Share Price
$50.57
Last synced: 2026-11-09
Market Cap
$83.42M
Change (1 day)
0.94%
Change (1 year)
12.13%
Country
Stock data: Financial Modeling PrepΒ·Updated Β·Not investment adviceΒ·How we calculate this
Trade Century Financial Corporation (CYFL)
Category
Financial Services
Operating Margin for Century Financial Corporation (CYFL)
Operating Margin as of November 2026 TTM: 37.53%
According to Century Financial Corporation's latest financial reports, its current operating margin (TTM) is 37.53%. At the end of 2025 the company had an operating margin of 37.49%.
Operating Margin history for Century Financial Corporation from 2004 to 2026
Operating Margin at the end of each year
| Year | Operating Margin | Change |
|---|---|---|
| 2026 (TTM) | 37.53% | 0.11% |
| 2025 | 37.49% | 0.89% |
| 2024 | 37.16% | -0.19% |
| 2023 | 37.23% | 3.88% |
| 2022 | 35.84% | -1.59% |
| 2021 | 36.42% | 6.90% |
| 2020 | 34.07% | 7.68% |
| 2019 | 31.64% | 15.22% |
| 2018 | 27.46% | 158.57% |
| 2017 | 10.62% | -57.26% |
| 2016 | 24.85% | 1.55% |
| 2015 | 24.47% | -4.15% |
| 2014 | 25.53% | -1.50% |
| 2013 | 25.92% | 11.15% |
| 2012 | 23.32% | -15.29% |
| 2006 | 27.53% | -0.43% |
| 2005 | 27.65% | -5.44% |
| 2004 | 29.24% | 0.00% |
Operating Margin for similar companies or competitors
| Company | Operating Margin | Operating Margin Difference | Country |
|---|---|---|---|
| 54.30% | -98.55% |
CN
|
|
| 57.52% | -98.47% |
IT
|
|
| 21.82% | -99.42% |
IN
|
|
| 26.74% | -99.29% |
IN
|
|
| 20.55% | -99.45% |
JP
|
What is a company's Operating Margin?
The operating margin is a key indicator to assess the profitability of a company. Higher operating margins are generaly better as they show that a company is able to sell its products or services for much more than their production costs. The operating margin is calculated by dividing a company's earnings by its revenue.
Questions about Century Financial Corporation's operating margin
What is Century Financial Corporation's operating margin?
Century Financial Corporation's operating margin is 37.53%, as of Nov 2026.
What was Century Financial Corporation's operating margin in 2025?
In 2025, Century Financial Corporation's operating margin was 37.49%, compared with 37.16% in 2024.
How has Century Financial Corporation's operating margin changed since 2020?
From 2020 to 2025, Century Financial Corporation's operating margin was highest in 2025 (37.49%) and lowest in 2020 (34.07%).
How does Century Financial Corporation's operating margin compare with similar companies?
Century Financial Corporation's operating margin (37.53%) is higher than that of 3 of the 5 similar companies listed above. The highest among them is UniCredit S.p.A., with 57.52%.