Citizens, Inc.
CIA
Rank in Stocks
#16230
Citizens, Inc. operates as an insurance provider, delivering a variety of life... Citizens, Inc. operates as an insurance provider, delivering a variety of life insurance solutions to both domestic U.S. and international clientele through its subsidiary companies. Its business operations are structured into two main divisions. The first, its Life Insurance segment, concentrates on issuing standard whole life and endowment policies. These policies are denominated in U.S. dollars and are primarily aimed at individuals residing outside the United States, distributed via independent marketing agencies and specialized consultants. The second division, known as Home Service Insurance, caters to households with moderate to lower incomes. This segment offers final expense life insurance, property coverage, and also provides whole life products specifically within Louisiana, Mississippi, and Arkansas. Distribution for this segment is handled through funeral homes and independent agents. Furthermore, Citizens, Inc. also provides health insurance coverage. The company was established in 1969 and is headquartered in Austin, Texas.
Share Price
$4.35
Last synced: 2026-11-09
Market Cap
$220.30M
Change (1 day)
5.33%
Change (1 year)
-23.95%
Country
Stock data: Financial Modeling PrepΒ·Updated Β·Not investment adviceΒ·How we calculate this
Trade Citizens, Inc. (CIA)
Category
Financial Services
Operating Margin for Citizens, Inc. (CIA)
Operating Margin as of November 2026 TTM: 5.60%
According to Citizens, Inc.'s latest financial reports, its current operating margin (TTM) is 5.60%. At the end of 2025 the company had an operating margin of 6.83%.
Operating Margin history for Citizens, Inc. from 2000 to 2026
Operating Margin at the end of each year
| Year | Operating Margin | Change |
|---|---|---|
| 2026 (TTM) | 5.60% | -18.01% |
| 2025 | 6.83% | 11.78% |
| 2024 | 6.11% | -92.40% |
| 2023 | 80.42% | 583.26% |
| 2022 | 11.77% | -3.37% |
| 2021 | 12.18% | -336.05% |
| 2020 | -5.16% | -325.33% |
| 2019 | 2.29% | 179.27% |
| 2018 | 0.82% | -169.49% |
| 2017 | -1.18% | -152.91% |
| 2016 | 2.23% | -371.95% |
| 2015 | -0.82% | -3.53% |
| 2014 | -0.85% | -126.23% |
| 2013 | 3.24% | 8.72% |
| 2012 | 2.98% | -48.97% |
| 2011 | 5.84% | -39.54% |
| 2010 | 9.66% | -11.38% |
| 2009 | 10.90% | -226.89% |
| 2008 | -8.59% | -162.02% |
| 2007 | 13.85% | 64.10% |
| 2006 | 8.44% | 1.69% |
| 2005 | 8.30% | -80.76% |
| 2004 | 43.13% | 15,874.07% |
| 2003 | 0.27% | -95.88% |
| 2002 | 6.56% | -11.71% |
| 2001 | 7.43% | 96.56% |
| 2000 | 3.78% | 0.00% |
Operating Margin for similar companies or competitors
| Company | Operating Margin | Operating Margin Difference | Country |
|---|---|---|---|
| 11.90% | -97.88% |
CN
|
|
| 27.70% | -95.05% |
HK
|
|
| 14.46% | -97.42% |
CA
|
|
| 6.19% | -98.89% |
US
|
|
| 23.31% | -95.84% |
TW
|
What is a company's Operating Margin?
The operating margin is a key indicator to assess the profitability of a company. Higher operating margins are generaly better as they show that a company is able to sell its products or services for much more than their production costs. The operating margin is calculated by dividing a company's earnings by its revenue.
Questions about Citizens, Inc.'s operating margin
What is Citizens, Inc.'s operating margin?
Citizens, Inc.'s operating margin is 5.60%, as of Nov 2026.
What was Citizens, Inc.'s operating margin in 2025?
In 2025, Citizens, Inc.'s operating margin was 6.83%, compared with 6.11% in 2024.
How has Citizens, Inc.'s operating margin changed since 2020?
From 2020 to 2025, Citizens, Inc.'s operating margin was highest in 2023 (80.42%) and lowest in 2020 (-5.16%).
How does Citizens, Inc.'s operating margin compare with similar companies?
Citizens, Inc.'s operating margin (5.60%) is lower than that of all 5 similar companies listed above. The highest among them is AIA Group Limited, with 27.70%.