Citizens Bancorp Investment, Inc.
CBTN
Rank in Stocks
#16414
Citizens Bancorp Investment, Inc. is a Tennessee-based financial institution... Citizens Bancorp Investment, Inc. is a Tennessee-based financial institution offering a comprehensive range of banking and financial services. Its core offerings include essential deposit accounts like checking and savings, alongside certificates of deposit (CDs) and individual retirement accounts (IRAs). Clients also benefit from modern conveniences such as credit and debit cards, overdraft facilities, instant transaction processing, and accessible digital banking through online and mobile platforms. The company further provides tailored cash management and various personal and business solutions designed for both individual and commercial customers. Beyond these, the institution facilitates diverse lending options, including personal, mortgage, construction, agricultural, commercial, and officers' loans. Wealth management services are also a key component of their portfolio. With a network of 22 banking offices, the company predominantly serves Bedford, Clay, Coffee, DeKalb, Franklin, Jackson, Macon, Overton, Putnam, Smith, Sumner, and Wilson counties, as well as neighboring areas throughout Middle Tennessee. Citizens Bancorp Investment, Inc. was founded in 1909 and is headquartered in Lafayette, Tennessee.
Share Price
$36.00
Last synced: 2026-11-10
Market Cap
$212.00M
Change (1 day)
0.00%
Change (1 year)
18.03%
Country
Stock data: Financial Modeling PrepΒ·Updated Β·Not investment adviceΒ·How we calculate this
Trade Citizens Bancorp Investment, Inc. (CBTN)
Category
Financial Services
Operating Margin for Citizens Bancorp Investment, Inc. (CBTN)
Operating Margin as of November 2026 TTM: 26.43%
According to Citizens Bancorp Investment, Inc.'s latest financial reports, its current operating margin (TTM) is 26.43%. At the end of 2025 the company had an operating margin of 25.72%.
Operating Margin history for Citizens Bancorp Investment, Inc. from 2018 to 2026
Operating Margin at the end of each year
| Year | Operating Margin | Change |
|---|---|---|
| 2026 (TTM) | 26.43% | 2.76% |
| 2025 | 25.72% | -74.28% |
| 2024 | 100.00% | 326.26% |
| 2023 | 23.46% | -36.44% |
| 2022 | 36.91% | 7.55% |
| 2021 | 34.32% | 22.79% |
| 2020 | 27.95% | -24.07% |
| 2019 | 36.81% | -9.18% |
| 2018 | 40.53% | 0.00% |
Operating Margin for similar companies or competitors
| Company | Operating Margin | Operating Margin Difference | Country |
|---|---|---|---|
| 54.30% | -97.95% |
CN
|
|
| 57.52% | -97.82% |
IT
|
|
| 21.82% | -99.17% |
IN
|
|
| 26.74% | -98.99% |
IN
|
|
| 20.55% | -99.22% |
JP
|
What is a company's Operating Margin?
The operating margin is a key indicator to assess the profitability of a company. Higher operating margins are generaly better as they show that a company is able to sell its products or services for much more than their production costs. The operating margin is calculated by dividing a company's earnings by its revenue.
Questions about Citizens Bancorp Investment, Inc.'s operating margin
What is Citizens Bancorp Investment, Inc.'s operating margin?
Citizens Bancorp Investment, Inc.'s operating margin is 26.43%, as of Nov 2026.
What was Citizens Bancorp Investment, Inc.'s operating margin in 2025?
In 2025, Citizens Bancorp Investment, Inc.'s operating margin was 25.72%, compared with 100.00% in 2024.
How has Citizens Bancorp Investment, Inc.'s operating margin changed since 2020?
From 2020 to 2025, Citizens Bancorp Investment, Inc.'s operating margin was highest in 2024 (100.00%) and lowest in 2023 (23.46%).
How does Citizens Bancorp Investment, Inc.'s operating margin compare with similar companies?
Citizens Bancorp Investment, Inc.'s operating margin (26.43%) is higher than that of 2 of the 5 similar companies listed above. The highest among them is UniCredit S.p.A., with 57.52%.