Capital Small Finance Bank Limited
CAPITALSFB
Rank in Stocks
#18488
Capital Small Finance Bank Limited, established in Jalandhar, India, in 1999,... Capital Small Finance Bank Limited, established in Jalandhar, India, in 1999, offers a comprehensive range of banking and financial solutions tailored for both individual and business clients across the country. The bank's operations are structured into four key segments: Treasury, Wholesale Banking, Retail Banking, and Other Banking Operations. Its product suite includes various deposit accounts such as savings, current, term, NRE/NRO, and RERA accounts, alongside essential services like debit cards and safe deposit lockers. Customers can access their finances through a network of ATMs, internet and mobile banking platforms, and even doorstep banking services. For its business clientele, the bank provides critical services including trade finance, bank guarantees, payment gateway solutions, 3-in-1 Demat cum trading accounts, foreign exchange, money transfers, and specialized fee collection services for education solutions. They also facilitate bill and tax payments and offer point-of-sale services. Capital Small Finance Bank's lending portfolio is extensive, covering agricultural financing (Kisan credit cards, term loans), MSME trading loans (schemes for small and medium enterprises, commission agent financing), and diverse mortgage options like housing loans and loans against rental property. Further offerings include auto, personal, gold, and pre-owned vehicle loans, as well as corporate lending. Beyond traditional banking, the company provides loan sanctioning, collection, and monitoring services, robust risk management solutions, and distributes a wide spectrum of insurance products. This includes general, traditional life, term, motor, home, commercial, personal accident, health, and travel insurance, alongside social security schemes. Notably, the institution, initially incorporated as Capital Local Area Bank Limited, adopted its current name in April 2016.
Share Price
$2.90
Last synced: 2026-11-09
Market Cap
$132.12M
Change (1 day)
1.29%
Change (1 year)
-5.45%
Country
Stock data: Financial Modeling PrepΒ·Updated Β·Not investment adviceΒ·How we calculate this
Trade Capital Small Finance Bank Limited (CAPITALSFB)
Category
Financial Services
Operating Margin for Capital Small Finance Bank Limited (CAPITALSFB)
Operating Margin as of November 2026 TTM: 17.45%
According to Capital Small Finance Bank Limited's latest financial reports, its current operating margin (TTM) is 17.45%. At the end of 2025 the company had an operating margin of 17.61%.
Operating Margin history for Capital Small Finance Bank Limited from 2014 to 2026
Operating Margin at the end of each year
| Year | Operating Margin | Change |
|---|---|---|
| 2026 (TTM) | 17.45% | -0.91% |
| 2025 | 17.61% | 2.44% |
| 2024 | 17.19% | 0.47% |
| 2023 | 17.11% | 73.00% |
| 2022 | 9.89% | 35.11% |
| 2021 | 7.32% | -69.95% |
| 2020 | 24.36% | -18.64% |
| 2019 | 29.94% | -17.91% |
| 2018 | 36.47% | 15.30% |
| 2017 | 31.63% | -11.15% |
| 2016 | 35.60% | -8.53% |
| 2015 | 38.92% | -2.26% |
| 2014 | 39.82% | 0.00% |
Operating Margin for similar companies or competitors
| Company | Operating Margin | Operating Margin Difference | Country |
|---|---|---|---|
| 54.30% | -96.89% |
CN
|
|
| 57.52% | -96.70% |
IT
|
|
| 21.82% | -98.75% |
IN
|
|
| 26.74% | -98.47% |
IN
|
|
| 20.55% | -98.82% |
JP
|
What is a company's Operating Margin?
The operating margin is a key indicator to assess the profitability of a company. Higher operating margins are generaly better as they show that a company is able to sell its products or services for much more than their production costs. The operating margin is calculated by dividing a company's earnings by its revenue.
Questions about Capital Small Finance Bank Limited's operating margin
What is Capital Small Finance Bank Limited's operating margin?
Capital Small Finance Bank Limited's operating margin is 17.45%, as of Nov 2026.
What was Capital Small Finance Bank Limited's operating margin in 2025?
In 2025, Capital Small Finance Bank Limited's operating margin was 17.61%, compared with 17.19% in 2024.
How has Capital Small Finance Bank Limited's operating margin changed since 2020?
From 2020 to 2025, Capital Small Finance Bank Limited's operating margin was highest in 2020 (24.36%) and lowest in 2021 (7.32%).
How does Capital Small Finance Bank Limited's operating margin compare with similar companies?
Capital Small Finance Bank Limited's operating margin (17.45%) is lower than that of all 5 similar companies listed above. The highest among them is UniCredit S.p.A., with 57.52%.