Bank of San Francisco
BSFO
Rank in Stocks
#20004
Operating within the greater San Francisco Bay Area, the Bank of San Francisco... Operating within the greater San Francisco Bay Area, the Bank of San Francisco delivers a wide array of financial solutions and services. Its diverse clientele includes businesses, nonprofit organizations, individual entrepreneurs, professionals, and both private individuals and families. For personal customers, the bank offers various deposit accounts such as standard and interest-bearing checking, savings, and money market options, alongside certificates of deposit (CDs) and individual retirement accounts (IRAs). Their lending solutions for individuals encompass financing for tenancy in common (TIC) and co-op arrangements, single-family homes and condominiums, condo conversions, multi-unit properties, and loans for vacation or investment properties. Additional personal banking conveniences include online and mobile banking, bill payment services, debit and credit cards, wire transfers, foreign draft processing, public notary services, and direct deposit capabilities. The bank further extends a variety of commercial lending options. These include revolving lines of credit, financing for business acquisitions, specialized funding for medical, dental, and professional service practices, commercial real estate and construction loans, and Small Business Administration (SBA) guaranteed loans. Established in 2005, the Bank of San Francisco maintains its headquarters in San Francisco, California.
Share Price
$43.50
Last synced: 2026-11-09
Market Cap
$92.80M
Change (1 day)
0.00%
Change (1 year)
45.00%
Country
Stock data: Financial Modeling PrepΒ·Updated Β·Not investment adviceΒ·How we calculate this
Trade Bank of San Francisco (BSFO)
Category
Financial Services
Operating Margin for Bank of San Francisco (BSFO)
Operating Margin as of November 2026 TTM: 26.19%
According to Bank of San Francisco's latest financial reports, its current operating margin (TTM) is 26.19%. At the end of 2025 the company had an operating margin of 25.65%.
Operating Margin history for Bank of San Francisco from 2015 to 2026
Operating Margin at the end of each year
| Year | Operating Margin | Change |
|---|---|---|
| 2026 (TTM) | 26.19% | 2.11% |
| 2025 | 25.65% | -47.24% |
| 2024 | 48.62% | 49.28% |
| 2023 | 32.57% | -0.31% |
| 2022 | 32.67% | -35.55% |
| 2021 | 50.69% | 61.18% |
| 2020 | 31.45% | -4.17% |
| 2019 | 32.82% | 3.11% |
| 2018 | 31.83% | 21.86% |
| 2017 | 26.12% | -0.04% |
| 2016 | 26.13% | -5.02% |
| 2015 | 27.51% | 0.00% |
Operating Margin for similar companies or competitors
| Company | Operating Margin | Operating Margin Difference | Country |
|---|---|---|---|
| 54.30% | -97.93% |
CN
|
|
| 57.52% | -97.80% |
IT
|
|
| 21.82% | -99.17% |
IN
|
|
| 26.74% | -98.98% |
IN
|
|
| 20.55% | -99.22% |
JP
|
What is a company's Operating Margin?
The operating margin is a key indicator to assess the profitability of a company. Higher operating margins are generaly better as they show that a company is able to sell its products or services for much more than their production costs. The operating margin is calculated by dividing a company's earnings by its revenue.
Questions about Bank of San Francisco's operating margin
What is Bank of San Francisco's operating margin?
Bank of San Francisco's operating margin is 26.19%, as of Nov 2026.
What was Bank of San Francisco's operating margin in 2025?
In 2025, Bank of San Francisco's operating margin was 25.65%, compared with 48.62% in 2024.
How has Bank of San Francisco's operating margin changed since 2020?
From 2020 to 2025, Bank of San Francisco's operating margin was highest in 2021 (50.69%) and lowest in 2025 (25.65%).
How does Bank of San Francisco's operating margin compare with similar companies?
Bank of San Francisco's operating margin (26.19%) is higher than that of 2 of the 5 similar companies listed above. The highest among them is UniCredit S.p.A., with 57.52%.