Oak Ridge Financial Services, Inc.
BKOR
Rank in Stocks
#20145
Oak Ridge Financial Services, Inc. operates as the parent company for Bank of... Oak Ridge Financial Services, Inc. operates as the parent company for Bank of Oak Ridge, offering a comprehensive array of banking and financial services to both individual consumers and businesses. Its core product suite includes various deposit accounts such as checking, savings, and money market options, along with overdraft protection. For financing, the bank provides a diverse range of lending solutions, including auto, home equity, and mortgage loans, as well as business term and SBA-backed financing, complemented by flexible business lines of credit and credit cards. Customers also benefit from modern digital banking solutions, accessible online and via mobile devices. Beyond traditional banking, Oak Ridge Financial Services, Inc. offers specialized services like health savings accounts (HSAs), identity theft protection, wealth management, cash management solutions, and remote deposit capture. The company further extends its portfolio with an extensive selection of insurance products, covering everything from auto, home, and small business needs to renters, life, boat, watercraft, classic car, motorcycle, flood, pet, and umbrella policies. Operations are conducted through a network of physical branches situated in Oak Ridge, Greensboro, and Summerfield, North Carolina. Established in 2000, the company's headquarters are located in Oak Ridge, North Carolina.
Share Price
$32.49
Last synced: 2026-11-11
Market Cap
$90.01M
Change (1 day)
0.00%
Change (1 year)
14.00%
Country
Stock data: Financial Modeling PrepΒ·Updated Β·Not investment adviceΒ·How we calculate this
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Category
Financial Services
Operating Margin for Oak Ridge Financial Services, Inc. (BKOR)
Operating Margin as of November 2026 TTM: 23.33%
According to Oak Ridge Financial Services, Inc.'s latest financial reports, its current operating margin (TTM) is 23.33%. At the end of 2025 the company had an operating margin of 23.42%.
Operating Margin history for Oak Ridge Financial Services, Inc. from 2002 to 2026
Operating Margin at the end of each year
| Year | Operating Margin | Change |
|---|---|---|
| 2026 (TTM) | 23.33% | -0.38% |
| 2025 | 23.42% | -37.13% |
| 2024 | 37.25% | 78.23% |
| 2023 | 20.90% | -29.87% |
| 2022 | 29.80% | -16.64% |
| 2021 | 35.75% | 127.13% |
| 2020 | 15.74% | -24.47% |
| 2019 | 20.84% | -6.55% |
| 2018 | 22.30% | -1.02% |
| 2017 | 22.53% | 6.27% |
| 2016 | 21.20% | -17.57% |
| 2015 | 25.72% | 22.59% |
| 2014 | 20.98% | 24.73% |
| 2013 | 16.82% | -195.30% |
| 2012 | -17.65% | -1,043.85% |
| 2011 | 1.87% | -62.37% |
| 2010 | 4.97% | 16.67% |
| 2009 | 4.26% | -43.95% |
| 2008 | 7.60% | 45.59% |
| 2007 | 5.22% | -46.46% |
| 2006 | 9.75% | 0.00% |
| 2005 | 0.00% | 0.00% |
| 2004 | 0.00% | 0.00% |
| 2003 | 0.00% | 0.00% |
| 2002 | 0.00% | 0.00% |
Operating Margin for similar companies or competitors
| Company | Operating Margin | Operating Margin Difference | Country |
|---|---|---|---|
| 54.30% | -97.67% |
CN
|
|
| 57.52% | -97.53% |
IT
|
|
| 21.82% | -99.06% |
IN
|
|
| 26.74% | -98.85% |
IN
|
|
| 20.55% | -99.12% |
JP
|
What is a company's Operating Margin?
The operating margin is a key indicator to assess the profitability of a company. Higher operating margins are generaly better as they show that a company is able to sell its products or services for much more than their production costs. The operating margin is calculated by dividing a company's earnings by its revenue.
Questions about Oak Ridge Financial Services, Inc.'s operating margin
What is Oak Ridge Financial Services, Inc.'s operating margin?
Oak Ridge Financial Services, Inc.'s operating margin is 23.33%, as of Nov 2026.
What was Oak Ridge Financial Services, Inc.'s operating margin in 2025?
In 2025, Oak Ridge Financial Services, Inc.'s operating margin was 23.42%, compared with 37.25% in 2024.
How has Oak Ridge Financial Services, Inc.'s operating margin changed since 2020?
From 2020 to 2025, Oak Ridge Financial Services, Inc.'s operating margin was highest in 2024 (37.25%) and lowest in 2020 (15.74%).
How does Oak Ridge Financial Services, Inc.'s operating margin compare with similar companies?
Oak Ridge Financial Services, Inc.'s operating margin (23.33%) is higher than that of 2 of the 5 similar companies listed above. The highest among them is UniCredit S.p.A., with 57.52%.