Bancorp 34, Inc.
BCTF
Rank in Stocks
#19222
Bancorp 34, Inc. serves as the holding company for Bank 34, a financial... Bancorp 34, Inc. serves as the holding company for Bank 34, a financial institution that provides a broad spectrum of banking products and services to individuals and businesses throughout the United States. Its deposit offerings encompass a variety of account types, including savings, checking, money market, demand, and NOW accounts, in addition to individual retirement accounts (IRAs) and certificates of deposit. The company also extends a wide array of lending and financing options. These include funding for small businesses, notably Small Business Administration (SBA) loans, alongside working capital, equipment, and manufacturing loans. For real estate, it finances owner-occupied properties, offers long-term financing, and provides loans for commercial real estate, multi-family units, office buildings, industrial facilities, and construction projects, including mobile home parks. Further credit solutions feature personal and mortgage loans, flexible lines of credit, United States Department of Agriculture (USDA) loans, and capital for investor pools of single-family rental properties. Beyond these core services, customers can access credit and debit cards, secure safe deposit boxes, merchant card processing, and convenient e-banking services. The bank conducts its operations through a network of four full-service branches. These are situated in Alamogordo and Las Cruces in southern New Mexico, and in Scottsdale and Peoria, Arizona. Established in 1934, Bancorp 34, Inc. maintains its corporate headquarters in Scottsdale, Arizona.
Share Price
$16.35
Last synced: 2026-11-09
Market Cap
$111.54M
Change (1 day)
0.00%
Change (1 year)
23.40%
Country
Stock data: Financial Modeling PrepΒ·Updated Β·Not investment adviceΒ·How we calculate this
Trade Bancorp 34, Inc. (BCTF)
Category
Financial Services
Operating Margin for Bancorp 34, Inc. (BCTF)
Operating Margin as of November 2026 TTM: 19.95%
According to Bancorp 34, Inc.'s latest financial reports, its current operating margin (TTM) is 19.95%. At the end of 2025 the company had an operating margin of 18.38%.
Operating Margin history for Bancorp 34, Inc. from 2000 to 2026
Operating Margin at the end of each year
| Year | Operating Margin | Change |
|---|---|---|
| 2026 (TTM) | 19.95% | 8.54% |
| 2025 | 18.38% | 1,431.67% |
| 2024 | 1.20% | -108.98% |
| 2023 | -13.36% | -334.39% |
| 2022 | 5.70% | -78.71% |
| 2021 | 26.77% | 141.61% |
| 2020 | 11.08% | -16.63% |
| 2019 | 13.29% | -7.39% |
| 2018 | 14.35% | 71.65% |
| 2017 | 8.36% | 84.55% |
| 2016 | 4.53% | 134.72% |
| 2015 | 1.93% | 0.00% |
| 2014 | 0.00% | -100.00% |
| 2013 | -0.87% | -98.76% |
| 2012 | -70.24% | -803.10% |
| 2007 | 9.99% | 9.18% |
| 2006 | 9.15% | -22.06% |
| 2005 | 11.74% | -7.12% |
| 2004 | 12.64% | 17.47% |
| 2003 | 10.76% | 29.17% |
| 2002 | 8.33% | -26.99% |
| 2001 | 11.41% | 1.51% |
| 2000 | 11.24% | 0.00% |
Operating Margin for similar companies or competitors
| Company | Operating Margin | Operating Margin Difference | Country |
|---|---|---|---|
| 54.30% | -97.28% |
CN
|
|
| 57.52% | -97.12% |
IT
|
|
| 21.82% | -98.91% |
IN
|
|
| 26.74% | -98.66% |
IN
|
|
| 20.55% | -98.97% |
JP
|
What is a company's Operating Margin?
The operating margin is a key indicator to assess the profitability of a company. Higher operating margins are generaly better as they show that a company is able to sell its products or services for much more than their production costs. The operating margin is calculated by dividing a company's earnings by its revenue.
Questions about Bancorp 34, Inc.'s operating margin
What is Bancorp 34, Inc.'s operating margin?
Bancorp 34, Inc.'s operating margin is 19.95%, as of Nov 2026.
What was Bancorp 34, Inc.'s operating margin in 2025?
In 2025, Bancorp 34, Inc.'s operating margin was 18.38%, compared with 1.20% in 2024.
How has Bancorp 34, Inc.'s operating margin changed since 2020?
From 2020 to 2025, Bancorp 34, Inc.'s operating margin was highest in 2021 (26.77%) and lowest in 2023 (-13.36%).
How does Bancorp 34, Inc.'s operating margin compare with similar companies?
Bancorp 34, Inc.'s operating margin (19.95%) is lower than that of all 5 similar companies listed above. The highest among them is UniCredit S.p.A., with 57.52%.