Atlanticus Holdings Corporation
ATLC
Rank in Stocks
#7806
Atlanticus Holdings Corporation, operating under the ticker ATLC, is a... Atlanticus Holdings Corporation, operating under the ticker ATLC, is a financial services enterprise providing a spectrum of credit and related financial solutions to consumers throughout the United States. The company's operations are structured into two principal divisions: Credit as a Service and Auto Finance. The Credit as a Service segment is dedicated to the origination and facilitation of various consumer loan products. This includes both private label credit cards, often associated with specific retailers or healthcare providers, and general purpose credit cards. These cards are issued by lenders and disseminated through multiple avenues, such as retail and healthcare partnerships, targeted direct mail campaigns, digital marketing initiatives, and collaborations with external organizations. This segment empowers customers to finance acquisitions of diverse goods and services, ranging from consumer electronics and furniture to elective medical procedures, general healthcare, educational offerings, and home renovation projects. Beyond loan origination, it also offers comprehensive loan servicing, encompassing risk management and outsourced customer support for third parties, while concurrently engaging in research and development, and making strategic investments in nascent consumer finance technology platforms. The Auto Finance segment is focused on the purchase and servicing of loans collateralized by automobiles. These activities are performed for or on behalf of a carefully selected network of independent automotive dealerships and specialized finance companies, particularly those operating within the "buy-here, pay-here" and used car markets. This segment also extends its financial offerings to include inventory financing, commonly known as floor plan financing, and various installment lending products. Furthermore, Atlanticus Holdings Corporation strategically invests in and actively manages portfolios comprised of credit card receivables. The company was founded in 1996 and is headquartered in Atlanta, Georgia.
Share Price
$81.12
Last synced: 2026-11-09
Market Cap
$1.23B
Change (1 day)
-11.08%
Change (1 year)
56.94%
Country
Stock data: Financial Modeling PrepΒ·Updated Β·Not investment adviceΒ·How we calculate this
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Category
Financial Services
Operating Margin for Atlanticus Holdings Corporation (ATLC)
Operating Margin as of November 2026 TTM: 17.73%
According to Atlanticus Holdings Corporation's latest financial reports, its current operating margin (TTM) is 17.73%. At the end of 2025 the company had an operating margin of 22.67%.
Operating Margin history for Atlanticus Holdings Corporation from 2000 to 2026
Operating Margin at the end of each year
| Year | Operating Margin | Change |
|---|---|---|
| 2026 (TTM) | 17.73% | -21.79% |
| 2025 | 22.67% | -24.81% |
| 2024 | 30.15% | -14.25% |
| 2023 | 35.16% | -11.81% |
| 2022 | 39.87% | -17.57% |
| 2021 | 48.37% | 65.65% |
| 2020 | 29.20% | 274.84% |
| 2019 | 7.79% | 330.39% |
| 2018 | 1.81% | -103.85% |
| 2017 | -47.05% | 189.00% |
| 2016 | -16.28% | -516.37% |
| 2015 | 3.91% | -118.37% |
| 2014 | -21.28% | 15.40% |
| 2013 | -18.44% | -31.09% |
| 2012 | -26.76% | 3,835.29% |
| 2011 | -0.68% | -95.91% |
| 2010 | -16.62% | -104.87% |
| 2009 | 341.11% | -911.20% |
| 2008 | -42.05% | 1,652.08% |
| 2007 | -2.40% | -119.09% |
| 2006 | 12.57% | -55.82% |
| 2005 | 28.45% | 1.32% |
| 2004 | 28.08% | -31.50% |
| 2003 | 40.99% | 882.97% |
| 2002 | 4.17% | 45.80% |
| 2001 | 2.86% | -94.42% |
| 2000 | 51.29% | 0.00% |
Operating Margin for similar companies or competitors
| Company | Operating Margin | Operating Margin Difference | Country |
|---|---|---|---|
| 61.24% | -96.55% |
US
|
|
| 58.76% | -96.69% |
US
|
|
| 27.55% | -98.45% |
US
|
|
| 21.12% | -98.81% |
US
|
|
| 39.84% | -97.75% |
IN
|
What is a company's Operating Margin?
The operating margin is a key indicator to assess the profitability of a company. Higher operating margins are generaly better as they show that a company is able to sell its products or services for much more than their production costs. The operating margin is calculated by dividing a company's earnings by its revenue.
Questions about Atlanticus Holdings Corporation's operating margin
What is Atlanticus Holdings Corporation's operating margin?
Atlanticus Holdings Corporation's operating margin is 17.73%, as of Nov 2026.
What was Atlanticus Holdings Corporation's operating margin in 2025?
In 2025, Atlanticus Holdings Corporation's operating margin was 22.67%, compared with 30.15% in 2024.
How has Atlanticus Holdings Corporation's operating margin changed since 2020?
From 2020 to 2025, Atlanticus Holdings Corporation's operating margin was highest in 2021 (48.37%) and lowest in 2025 (22.67%).
How does Atlanticus Holdings Corporation's operating margin compare with similar companies?
Atlanticus Holdings Corporation's operating margin (17.73%) is lower than that of all 5 similar companies listed above. The highest among them is Visa Inc., with 61.24%.