American Riviera Bancorp
ARBV
Rank in Stocks
#17018
American Riviera Bancorp (ARBV) operates as a community bank, delivering a... American Riviera Bancorp (ARBV) operates as a community bank, delivering a diverse range of financial products and services to both businesses and individual consumers across California. Clients can access a diverse portfolio of deposit products, ranging from standard checking and savings accounts to money market accounts, individual retirement arrangements, and certificates of deposit. The bank also extends an extensive array of financing options. These include various forms of consumer credit like auto, boat, airplane, single-family residence, and home improvement loans, alongside home equity lines of credit. For commercial clients, it offers financing for business acquisition, partner buyouts, equipment, agriculture, commercial real estate, multi-family properties, condominiums, and land. Other lending products encompass overdraft protection, term loans, special purpose financing, standby letters of credit, temporary bridge loans, and credit lines secured by assets or provided to trusts. Complementing its core financial services, ARBV provides a suite of modern banking and ancillary offerings, such as online and mobile banking, remote deposit capture, wire transfers, merchant and payroll services, and ATM access. It also supplies safe deposit boxes and issues debit and credit cards. A network of full-service branches serves communities in Santa Barbara, Montecito, Goleta, San Luis Obispo, and Paso Robles. Established in 2006, the bank maintains its corporate headquarters in Santa Barbara, California.
Share Price
$31.98
Last synced: 2026-11-11
Market Cap
$184.19M
Change (1 day)
3.16%
Change (1 year)
45.36%
Country
Stock data: Financial Modeling PrepΒ·Updated Β·Not investment adviceΒ·How we calculate this
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Category
Financial Services
Operating Margin for American Riviera Bancorp (ARBV)
Operating Margin as of November 2026 TTM: 27.14%
According to American Riviera Bancorp's latest financial reports, its current operating margin (TTM) is 27.14%. At the end of 2025 the company had an operating margin of 23.28%.
Operating Margin history for American Riviera Bancorp from 2006 to 2026
Operating Margin at the end of each year
| Year | Operating Margin | Change |
|---|---|---|
| 2026 (TTM) | 27.14% | 16.58% |
| 2025 | 23.28% | 21.63% |
| 2024 | 19.14% | -61.43% |
| 2023 | 49.63% | 37.94% |
| 2022 | 35.98% | -4.16% |
| 2021 | 37.54% | 36.61% |
| 2020 | 27.48% | 3.54% |
| 2019 | 26.54% | -10.67% |
| 2018 | 29.71% | -9.75% |
| 2017 | 32.92% | -9.24% |
| 2016 | 36.27% | 20.50% |
| 2015 | 30.10% | 7.16% |
| 2014 | 28.09% | 1.26% |
| 2013 | 27.74% | -10.26% |
| 2012 | 30.91% | 0.00% |
| 2006 | 0.00% | 0.00% |
Operating Margin for similar companies or competitors
| Company | Operating Margin | Operating Margin Difference | Country |
|---|---|---|---|
| 54.30% | -98.00% |
CN
|
|
| 57.52% | -97.88% |
IT
|
|
| 21.82% | -99.20% |
IN
|
|
| 26.74% | -99.01% |
IN
|
|
| 20.55% | -99.24% |
JP
|
What is a company's Operating Margin?
The operating margin is a key indicator to assess the profitability of a company. Higher operating margins are generaly better as they show that a company is able to sell its products or services for much more than their production costs. The operating margin is calculated by dividing a company's earnings by its revenue.
Questions about American Riviera Bancorp's operating margin
What is American Riviera Bancorp's operating margin?
American Riviera Bancorp's operating margin is 27.14%, as of Nov 2026.
What was American Riviera Bancorp's operating margin in 2025?
In 2025, American Riviera Bancorp's operating margin was 23.28%, compared with 19.14% in 2024.
How has American Riviera Bancorp's operating margin changed since 2020?
From 2020 to 2025, American Riviera Bancorp's operating margin was highest in 2023 (49.63%) and lowest in 2024 (19.14%).
How does American Riviera Bancorp's operating margin compare with similar companies?
American Riviera Bancorp's operating margin (27.14%) is higher than that of 3 of the 5 similar companies listed above. The highest among them is UniCredit S.p.A., with 57.52%.