Andover Bancorp, Inc.
ANDC
Rank in Stocks
#23650
Andover Bancorp, Inc. functions as the holding company for Andover Bank,... Andover Bancorp, Inc. functions as the holding company for Andover Bank, delivering a comprehensive suite of banking solutions to both individual and commercial clients. The institution offers diverse deposit products, such as checking and savings accounts, individual retirement accounts, and certificates of deposit. Its lending portfolio is extensive, encompassing mortgages, construction financing, home equity lines, vehicle and personal loans, alongside various business credit facilities like term loans, commercial real estate financing, Small Business Administration loans, and working capital lines. Specialized funding for investment properties, land development, corporate acquisitions, and partnership buyouts is also available, complemented by equipment, municipal, and non-profit sector financing. Beyond core lending and deposit services, Andover Bank provides essential financial tools including debit and credit cards, overdraft protection, remote check deposit, automated account transfers and payments, and comprehensive cash management services. Other offerings include lockboxes, safe deposit boxes, night deposit services, merchant card processing, and both ACH and wire transfer capabilities. Customers benefit from convenient access via telephone, mobile, and online banking platforms. Furthermore, the company extends its services to include investment opportunities and insurance products. Established in 1884 and headquartered in Andover, Ohio, the bank maintains a local presence through its network of ten branches located in Andover, Ohio, and surrounding vicinities.
Share Price
$20.02
Last synced: 2026-11-11
Market Cap
$39.60M
Change (1 day)
0.10%
Change (1 year)
8.22%
Country
Stock data: Financial Modeling PrepΒ·Updated Β·Not investment adviceΒ·How we calculate this
Trade Andover Bancorp, Inc. (ANDC)
Category
Financial Services
Operating Margin for Andover Bancorp, Inc. (ANDC)
Operating Margin as of November 2026 TTM: 22.60%
According to Andover Bancorp, Inc.'s latest financial reports, its current operating margin (TTM) is 22.60%. At the end of 2025 the company had an operating margin of 16.80%.
Operating Margin history for Andover Bancorp, Inc. from 2015 to 2026
Operating Margin at the end of each year
| Year | Operating Margin | Change |
|---|---|---|
| 2026 (TTM) | 22.60% | 34.52% |
| 2025 | 16.80% | -5.72% |
| 2024 | 17.82% | -17.00% |
| 2023 | 21.47% | -16.56% |
| 2022 | 25.73% | -16.92% |
| 2021 | 30.97% | -23.79% |
| 2020 | 40.64% | 71.33% |
| 2019 | 23.72% | -6.02% |
| 2018 | 25.24% | -6.24% |
| 2017 | 26.92% | -6.79% |
| 2016 | 28.88% | 12.46% |
| 2015 | 25.68% | 0.00% |
Operating Margin for similar companies or competitors
| Company | Operating Margin | Operating Margin Difference | Country |
|---|---|---|---|
| 54.30% | -97.60% |
CN
|
|
| 57.52% | -97.45% |
IT
|
|
| 21.82% | -99.03% |
IN
|
|
| 26.74% | -98.82% |
IN
|
|
| 20.55% | -99.09% |
JP
|
What is a company's Operating Margin?
The operating margin is a key indicator to assess the profitability of a company. Higher operating margins are generaly better as they show that a company is able to sell its products or services for much more than their production costs. The operating margin is calculated by dividing a company's earnings by its revenue.
Questions about Andover Bancorp, Inc.'s operating margin
What is Andover Bancorp, Inc.'s operating margin?
Andover Bancorp, Inc.'s operating margin is 22.60%, as of Nov 2026.
What was Andover Bancorp, Inc.'s operating margin in 2025?
In 2025, Andover Bancorp, Inc.'s operating margin was 16.80%, compared with 17.82% in 2024.
How has Andover Bancorp, Inc.'s operating margin changed since 2020?
From 2020 to 2025, Andover Bancorp, Inc.'s operating margin was highest in 2020 (40.64%) and lowest in 2025 (16.80%).
How does Andover Bancorp, Inc.'s operating margin compare with similar companies?
Andover Bancorp, Inc.'s operating margin (22.60%) is higher than that of 2 of the 5 similar companies listed above. The highest among them is UniCredit S.p.A., with 57.52%.