Alerus Financial Corporation
ALRS
Rank in Stocks
#9399
Alerus Financial Corporation, operating primarily through its subsidiary Alerus... Alerus Financial Corporation, operating primarily through its subsidiary Alerus Financial, National Association, delivers a broad spectrum of financial services to both commercial clients and individual consumers. The company organizes its operations across four distinct segments: Banking, Retirement and Benefit Services, Wealth Management, and Mortgage. Within its Banking segment, Alerus provides a comprehensive array of deposit solutions, including checking, savings, money market, and certificate of deposit accounts. It also supports businesses with robust treasury management products like electronic receivables management, remote deposit capture, cash vault services, and other cash management tools. Lending solutions encompass various commercial loans, such as business term loans, lines of credit, commercial real estate financing, and construction and land development loans, alongside consumer offerings like residential first and second mortgages and installment loans. The Retirement and Benefit Services division focuses on administering retirement plans, providing investment advisory services, managing employee stock ownership plans (ESOPs), and offering payroll, health savings accounts (HSAs), and other employee benefits, including individual retirement accounts (IRAs). Through Wealth Management, clients can access financial planning, investment management, personal and corporate trust services, estate administration, and custodial solutions. Additional offerings extend to debit and credit cards, modern online and mobile banking platforms, secure payment solutions, and exclusive private banking privileges, as well as flex spending accounts and government health insurance program services. Geographically, the company's banking services are delivered through fourteen offices located in North Dakota, Minnesota, and Arizona. Its Retirement and Benefit Services, however, boast a national footprint, serving clients in all 50 states from offices situated in Michigan, Minnesota, and Colorado. Founded in 1879, Alerus Financial Corporation was originally known as First National Bank North Dakota before adopting its current name in 2000. The company maintains its headquarters in Grand Forks, North Dakota.
Share Price
$34.48
Last synced: 2026-11-11
Market Cap
$856.86M
Change (1 day)
-0.86%
Change (1 year)
60.07%
Country
Stock data: Financial Modeling PrepΒ·Updated Β·Not investment adviceΒ·How we calculate this
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Category
Financial Services
Operating Margin for Alerus Financial Corporation (ALRS)
Operating Margin as of November 2026 TTM: 11.08%
According to Alerus Financial Corporation's latest financial reports, its current operating margin (TTM) is 11.08%. At the end of 2025 the company had an operating margin of 6.89%.
Operating Margin history for Alerus Financial Corporation from 2008 to 2026
Operating Margin at the end of each year
| Year | Operating Margin | Change |
|---|---|---|
| 2026 (TTM) | 11.08% | 60.81% |
| 2025 | 6.89% | -1.71% |
| 2024 | 7.01% | 7.52% |
| 2023 | 6.52% | -71.93% |
| 2022 | 23.23% | -20.72% |
| 2021 | 29.30% | 20.03% |
| 2020 | 24.41% | 28.41% |
| 2019 | 19.01% | 8.32% |
| 2018 | 17.55% | -4.77% |
| 2017 | 18.43% | 50.20% |
| 2016 | 12.27% | -27.70% |
| 2015 | 16.97% | -28.28% |
| 2014 | 23.66% | -8.01% |
| 2013 | 25.72% | 31.97% |
| 2012 | 19.49% | 25.42% |
| 2011 | 15.54% | 74.41% |
| 2010 | 8.91% | 63.19% |
| 2009 | 5.46% | -69.07% |
| 2008 | 17.65% | 0.00% |
Operating Margin for similar companies or competitors
| Company | Operating Margin | Operating Margin Difference | Country |
|---|---|---|---|
| 54.30% | -95.10% |
CN
|
|
| 57.52% | -94.81% |
IT
|
|
| 21.82% | -98.03% |
IN
|
|
| 26.74% | -97.59% |
IN
|
|
| 20.55% | -98.15% |
JP
|
What is a company's Operating Margin?
The operating margin is a key indicator to assess the profitability of a company. Higher operating margins are generaly better as they show that a company is able to sell its products or services for much more than their production costs. The operating margin is calculated by dividing a company's earnings by its revenue.
Questions about Alerus Financial Corporation's operating margin
What is Alerus Financial Corporation's operating margin?
Alerus Financial Corporation's operating margin is 11.08%, as of Nov 2026.
What was Alerus Financial Corporation's operating margin in 2025?
In 2025, Alerus Financial Corporation's operating margin was 6.89%, compared with 7.01% in 2024.
How has Alerus Financial Corporation's operating margin changed since 2020?
From 2020 to 2025, Alerus Financial Corporation's operating margin was highest in 2021 (29.30%) and lowest in 2023 (6.52%).
How does Alerus Financial Corporation's operating margin compare with similar companies?
Alerus Financial Corporation's operating margin (11.08%) is lower than that of all 5 similar companies listed above. The highest among them is UniCredit S.p.A., with 57.52%.