AFFIN Bank Berhad
5185
Rank in Stocks
#7624
AFFIN Bank Berhad operates as a financial holding company, delivering a... AFFIN Bank Berhad operates as a financial holding company, delivering a comprehensive array of banking services throughout Malaysia. Its business activities are organized into four primary divisions: Commercial Banking, Investment Banking, Insurance, and Other services. The Commercial Banking segment serves both individual and corporate clients. For personal banking, it provides savings and fixed deposit accounts, remittance services, current accounts, vehicle and housing loans, hire purchase options, overdrafts, personal loans, credit cards, unit trusts, and bancassurance/bancatakaful products. For corporates, public sector entities, and small and medium-sized enterprises (SMEs), this segment offers long-term and project financing, overdrafts, trade financing, and other fee-based services, including Islamic banking solutions. Through its Investment Banking division, AFFIN Bank specializes in advisory services for private debt securities and corporate finance, structuring mergers and acquisitions, facilitating capital raising through equity and debt instruments, and assisting with corporate and debt restructuring. This segment also delivers structured lending solutions for corporate finance and capital market endeavors, granting clients access to various funds and capital market investment products. Additionally, it offers stock-broking services for institutional and retail investors across local and foreign exchanges, alongside investment management and research capabilities. The Insurance segment focuses on underwriting various types of general and life insurance policies. The "Others" segment includes services such as money-broking, property management, share nominee, and trustee services. AFFIN Bank Berhad was founded in 1975 and is headquartered in Kuala Lumpur, Malaysia.
Share Price
$0.48792519
Last synced: 2026-11-10
Market Cap
$1.28B
Change (1 day)
-1.98%
Change (1 year)
-12.95%
Country
Stock data: Financial Modeling PrepΒ·Updated Β·Not investment adviceΒ·How we calculate this
Trade AFFIN Bank Berhad (5185)
Category
Financial Services
Operating Margin for AFFIN Bank Berhad (5185)
Operating Margin as of November 2026 TTM: 13.81%
According to AFFIN Bank Berhad's latest financial reports, its current operating margin (TTM) is 13.81%. At the end of 2025 the company had an operating margin of 16.68%.
Operating Margin history for AFFIN Bank Berhad from 2019 to 2026
Operating Margin at the end of each year
| Year | Operating Margin | Change |
|---|---|---|
| 2026 (TTM) | 13.81% | -17.21% |
| 2025 | 16.68% | 4.64% |
| 2024 | 15.94% | 15.84% |
| 2023 | 13.76% | 78.70% |
| 2022 | 7.70% | -62.44% |
| 2021 | 20.50% | 73.29% |
| 2020 | 11.83% | -40.97% |
| 2019 | 20.04% | 0.00% |
Operating Margin for similar companies or competitors
| Company | Operating Margin | Operating Margin Difference | Country |
|---|---|---|---|
| 54.30% | -96.07% |
CN
|
|
| 57.52% | -95.83% |
IT
|
|
| 21.82% | -98.42% |
IN
|
|
| 26.74% | -98.06% |
IN
|
|
| 20.55% | -98.51% |
JP
|
What is a company's Operating Margin?
The operating margin is a key indicator to assess the profitability of a company. Higher operating margins are generaly better as they show that a company is able to sell its products or services for much more than their production costs. The operating margin is calculated by dividing a company's earnings by its revenue.
Questions about AFFIN Bank Berhad's operating margin
What is AFFIN Bank Berhad's operating margin?
AFFIN Bank Berhad's operating margin is 13.81%, as of Nov 2026.
What was AFFIN Bank Berhad's operating margin in 2025?
In 2025, AFFIN Bank Berhad's operating margin was 16.68%, compared with 15.94% in 2024.
How has AFFIN Bank Berhad's operating margin changed since 2020?
From 2020 to 2025, AFFIN Bank Berhad's operating margin was highest in 2021 (20.50%) and lowest in 2022 (7.70%).
How does AFFIN Bank Berhad's operating margin compare with similar companies?
AFFIN Bank Berhad's operating margin (13.81%) is lower than that of all 5 similar companies listed above. The highest among them is UniCredit S.p.A., with 57.52%.