PSB Holdings, Inc. functions as the parent entity for Peoples State Bank,... PSB Holdings, Inc. functions as the parent entity for Peoples State Bank, offering a comprehensive array of retail consumer and commercial banking products and services to both individual clients and businesses. Its financial solutions include various deposit accounts such as checking, savings, individual retirement accounts, money market accounts, certificates of deposit (CDs), and Certificate of Deposit Account Registry Service (CDARS). The institution also issues debit, prepaid, and credit cards. A wide selection of lending options is available, covering consumer needs like fixed and adjustable-rate mortgages; specialized loans including guaranteed rural housing, Veterans Administration (VA), Federal Housing Administration (FHA), construction, land, auto, personal, and student loans; home equity lines of credit (HELOCs) and traditional home equity loans; and overdraft facilities. For businesses, offerings extend to lines of credit, equipment financing, specialized healthcare lending, Small Business Administration (SBA) loans, commercial real estate financing, and funding for acquisitions and buy-outs, complemented by cash management services. Further provisions include private banking, electronic statements (e-statements), investment and insurance products, commercial treasury management services, sweep accounts, zero balance accounts, online bill payment, fraud protection, Automated Clearing House (ACH) services, on-site deposit solutions, and merchant services, all accessible via online and mobile banking platforms. As of January 28, 2022, Peoples State Bank operated ten full-service branches situated in Marathon, Oneida, Vilas, Milwaukee, and Waukesha counties within Wisconsin, in addition to a loan production office located in Stevens Point, Wisconsin. The company was established in 1962 and maintains its headquarters in Wausau, Wisconsin.
