Habersham Bancorp, established in 1904 and headquartered in Cornelia, Georgia,... Habersham Bancorp, established in 1904 and headquartered in Cornelia, Georgia, presently lacks any significant active operations. Historically, this entity functioned as the bank holding company for Habersham Bank, which extended commercial banking services to both businesses and private citizens throughout various counties in Georgia, including Habersham, White, Cherokee, Warren, Stephens, Forsyth, and Hall.