XTM Inc. is a financial technology firm based in Toronto, Canada, that empowers... XTM Inc. is a financial technology firm based in Toronto, Canada, that empowers service industry professionals, particularly those in hospitality and personal care, by providing immediate access to their earned wages and gratuities. Its flagship offering, the "Today Solution," is a tailored platform that includes a complimentary mobile application paired with a Visa or Mastercard debit card. This innovative system is designed for use by both business owners, such as restaurateurs and personal care service providers, and their employees. Established in 2005, the company was initially known as Extreme Corp Makeover Inc. before rebranding to XTM Inc. in October 2006.
