Bank "Saint-Petersburg" Public Joint-Stock Company (BSPB) Ratio P/B

Bank "Saint-Petersburg" is a comprehensive Russian financial institution delivering a broad spectrum of banking solutions to both individual and corporate clientele. Its Corporate Banking unit facilitates payment processing, corporate financing, and offers specialized support for small and medium-sized enterprises, including cash management, business cards, merchant acquiring, and payroll services. This division also handles documentary transactions, international trade finance, and develops tailored solutions for import-export businesses. For retail clients, the bank provides savings accounts, payment and transfer capabilities, programs for the self-employed, as well as mortgage and consumer loans, along with bank card issuance and resident identification card services. The Private Banking segment caters to affluent individuals and their families with bespoke financial and non-financial offerings. Through its Digital Banking arm, the bank offers various payment systems, online banking access for both personal and business accounts via its i.bspb.ru platform, and dedicated mobile applications. As of January 1, 2022, its extensive physical presence included three branches in Russia's North-West region, a branch in Moscow, another in Novosibirsk, 53 additional and operational offices, and two representative offices located in Rostov-on-Don and Krasnodar, complemented by 789 ATMs and payment kiosks. The bank was established in 1990 and maintains its headquarters in Saint Petersburg, Russia.

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